Mortgage answers
https://www.consumerfinance.gov/consumer-tools/mortgages/answers/
What is a subprime mortgage? What is an FHA loan? What is a VA loan? What is a USDA
Search results
Results
What is a conventional loan?
https://www.consumerfinance.gov/ask-cfpb/what-is-a-conventional-loan-en-117/
...loan? What is a VA loan? What is an FHA loan? Learn more about mortgages Search
What is a USDA Rural Housing Service loan?
https://www.consumerfinance.gov/ask-cfpb/what-is-a-usda-rural-housing-service-loan-en-114/
...questions What is a VA loan? What is an FHA loan? What is a subprime mortgage? Learn
Archived
Social Security disability income shouldn’t mean you don’t qualify for a mortgage
https://www.consumerfinance.gov/archive/blog/social-security-disability-income-shouldnt-mean-you-dont-qualify-for-a-mortgage/
...standard for documenting income for FHA-insured mortgages, and emphasizes that
Archived
The VA doesn’t send you mortgage ads
https://www.consumerfinance.gov/archive/blog/the-va-doesnt-send-you-mortgage-ads/
...the Federal Housing Administration (FHA). RMK Financial Corporation (also doing
Archived
New tools to explore mortgage data
https://www.consumerfinance.gov/archive/blog/new-tools-to-explore-mortgage-data/
...(VA) or Federal Housing Administration (FHA). It’s important to note that the data
Archived
CFPB Issues Interim Final Rule on Loss Mitigation Options for Homeowners Recovering from Pandemic-Related Financial Hardships
https://www.consumerfinance.gov/archive/newsroom/cfpb-issues-interim-final-rule-loss-mitigation-options-pandemic-related-financial-hardships/
The Federal Housing Administration (FHA) has a similar program. These programs
If I take out a reverse mortgage loan, does the lender own my home?
https://www.consumerfinance.gov/ask-cfpb/if-i-take-out-a-reverse-mortgage-loan-does-the-bank-own-my-home-en-234/
The Federal Housing Administration (FHA), a part of the Department of Housing
What is a loan-to-value ratio and how does it relate to my costs?
https://www.consumerfinance.gov/ask-cfpb/what-is-a-loan-to-value-ratio-and-how-does-it-relate-to-my-costs-en-121/
...insured by the government such as an FHA loan. If you will need private mortgage
Archived
How to help homeowners protect their homes
https://www.consumerfinance.gov/archive/blog/how-help-homeowners-protect-their-homes/
...sponsored mortgage loans, which includes FHA, VA, USDA, Fannie Mae, and Freddie Mac
Archived
Mortgage Servicer Communication: Strategies during the COVID-19 pandemic
https://www.consumerfinance.gov/archive/blog/mortgage-servicer-communication-strategies-during-the-covid-19-pandemic/
...depending on who owns their loan (e.g., FHA, VA, Fannie Mae, or Freddie Mac). Sending
Archived
CFPB Report Warns That Taking Out a Reverse Mortgage Loan Can Be an Expensive Way to Maximize Social Security Benefits
https://www.consumerfinance.gov/archive/newsroom/cfpb-report-warns-taking-out-reverse-mortgage-loan-can-be-expensive-way-maximize-social-security-benefits/
...the Federal Housing Administration’s (FHA) Home Equity Conversion Mortgage (HECM)
Archived
Nearly half of mortgage borrowers don’t shop around when they buy a home
https://www.consumerfinance.gov/archive/blog/nearly-half-of-mortgage-borrowers-dont-shop-around-when-they-buy-a-home/
...different loan types available, including FHA and VA loans. Tool to see what interest
How do I find the best loan available when I'm shopping for a home mortgage loan?
https://www.consumerfinance.gov/ask-cfpb/how-do-i-find-the-best-loan-available-when-im-shopping-for-a-home-mortgage-loan-en-137/
...down payment, you may qualify for an FHA loan. With all of the options out there
Get your money situation in order
https://www.consumerfinance.gov/owning-a-home/prepare/get-your-money-situation-in-order/
...government programs such as those from FHA, VA, and USDA may be a good option for
What is private mortgage insurance?
https://www.consumerfinance.gov/ask-cfpb/what-is-private-mortgage-insurance-en-122/
...consider other types of loans, such as an FHA loan. Other types of loans may be more
Archived
CFPB Releases Report on Mortgage Servicing Metrics
https://www.consumerfinance.gov/archive/newsroom/cfpb-releases-report-on-mortgage-servicing-metrics/
...the types of loans they service (VA, FHA, GSE, PLS, or portfolio), the pre-COVID
Archived
Prepared Remarks of CFPB Director Richard Cordray at the Brookings Institution
https://www.consumerfinance.gov/archive/newsroom/prepared-remarks-of-cfpb-director-richard-cordray-at-the-brookings-institution/
Fannie Mae and Freddie Mac as well as FHA, the VA, and the Department of Agriculture...loans as well as those offered by the FHA or VA, among others. Interest rates
Archived
CFPB Report Highlights Consumer Frustration Around Reverse Mortgages
https://www.consumerfinance.gov/archive/newsroom/cfpb-report-highlights-consumer-frustration-around-reverse-mortgages/
...the Federal Housing Administration’s (FHA) Home Equity Conversion Mortgage (HECM)
Issue Spotlight: Solar Financing
https://www.consumerfinance.gov/data-research/research-reports/issue-spotlight-solar-financing/
The Federal Housing Administration (FHA)’s Solar and Wind Technologies program...installation to a regular FHA-insured mortgage. The FHA and Department of Veterans