Mortgages key terms
https://www.consumerfinance.gov/language/cfpb-in-english/mortgages-key-terms/
Understand key terms related to mortgages in English.
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FFIEC Announces Availability of 2016 Data on Mortgage Lending
https://www.consumerfinance.gov/about-us/newsroom/ffiec-announces-availability-2016-data-mortgage-lending/
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data on mortgage lending transactions at 6,762 U.S. financial institutions covered by the Home Mortgage Disclosure Act (HMDA).
Mortgage answers
https://www.consumerfinance.gov/consumer-tools/mortgages/answers/key-terms/
Find answers to questions about getting a mortgage, paying your mortgage, or reverse mortgages.
Federal Regulators Provide Guidance on Qualified Mortgage Fair Lending Risks
https://www.consumerfinance.gov/about-us/newsroom/federal-regulators-provide-guidance-on-qualified-mortgage-fair-lending-risks/
Five federal regulatory agencies today issued a statement to address industry questions about fair lending risks associated with offering only Qualified...
Understand the different kinds of loans available
https://www.consumerfinance.gov/owning-a-home/explore/understand-the-different-kinds-of-loans-available/
As you explore loan choices, follow these steps to meet with lenders, ask questions, and decide what kind of mortgage is right for you.
FFIEC Announces Availability of 2017 Data on Mortgage Lending
https://www.consumerfinance.gov/about-us/newsroom/ffiec-announces-availability-2017-data-mortgage-lending/
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data on mortgage lending transactions at 5,852 U.S. financial institutions covered by the Home Mortgage Disclosure Act (HMDA).
What is a Qualified Mortgage?
https://www.consumerfinance.gov/ask-cfpb/what-is-a-qualified-mortgage-en-1789/
A Qualified Mortgage is a loan with less risky features and protections that make it more likely that you’ll be able to afford your loan.
Summary of 2021 Data on Mortgage Lending
https://www.consumerfinance.gov/data-research/hmda/summary-of-2021-data-on-mortgage-lending/
This summary provides information about the data on 2021 mortgage lending transactions at U.S. financial institutions reported under the Home Mortgage Disclosure Act (HMDA).
Issue Spotlight: Homeowners face problems with mortgage companies after divorce or death of a loved one
https://www.consumerfinance.gov/data-research/research-reports/homeowners-face-problems-with-mortgage-companies-after-divorce-or-death-of-a-loved-one/
Some people become homeowners following divorce or the death of a spouse. CFPB rules and federal housing program guidelines require mortgage servicers to help these homeowners in a timely way. CFPB complaints suggest that some mortgage servicers are making it difficult for surviving spouses and other homeowners to get the help they need.
CFPB Provides Guidance to Help Lenders Avoid Discrimination Against Consumers Receiving Disability Income
https://www.consumerfinance.gov/about-us/newsroom/cfpb-provides-guidance-to-help-lenders-avoid-discrimination-against-consumers-receiving-disability-income/
Bureau Warns Lenders Against Creating Illegal Hurdles for Recipients of Social Security Disability Income Today, the Bureau is issuing a bulletin to help...
As foreclosure protections end, it’s time to work with your mortgage servicer
https://www.consumerfinance.gov/about-us/blog/as-foreclosure-protections-end-time-to-work-with-your-mortgage-servicer/
The CFPB has temporarily updated its rule for mortgage servicers to require most, when reaching out to borrowers, to explain their options to avoid foreclosure. Learn why you should contact your mortgage servicer if you’re struggling to make your payments.
Summary of 2023 Data on Mortgage Lending
https://www.consumerfinance.gov/data-research/hmda/summary-of-2023-data-on-mortgage-lending/
This summary provides information about the data on 2023 mortgage lending transactions at U.S. financial institutions reported under the Home Mortgage Disclosure Act (HMDA).
Summary of 2022 Data on Mortgage Lending
https://www.consumerfinance.gov/data-research/hmda/summary-of-2022-data-on-mortgage-lending/
This summary provides information about the data on 2022 mortgage lending transactions at U.S. financial institutions reported under the Home Mortgage Disclosure Act (HMDA).
What do I do if my house was damaged or destroyed, or if I’m unable to make my payment after a disaster?
https://www.consumerfinance.gov/ask-cfpb/what-do-i-do-if-my-house-was-damaged-or-destroyed-or-if-im-unable-to-make-my-payment-after-a-disaster-en-1521/
After a disaster you still have to pay your mortgage. However, there are steps you can take to get help. Start by contacting your insurance company to file a claim.
FFIEC Announces Availability of 2018 Data on Mortgage Lending
https://www.consumerfinance.gov/about-us/newsroom/ffiec-announces-availability-2018-data-mortgage-lending/
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data on mortgage lending transactions at 5,683 U.S. financial institutions covered by the Home Mortgage Disclosure Act (HMDA).
When can I remove private mortgage insurance (PMI) from my loan?
https://www.consumerfinance.gov/ask-cfpb/when-can-i-remove-private-mortgage-insurance-pmi-from-my-loan-en-202/
You have the right to remove PMI for many mortgages, once you have paid down your mortgage to a specified point. Ending PMI reduces your monthly costs.
FFIEC Announces Availability of 2019 Data on Mortgage Lending
https://www.consumerfinance.gov/about-us/newsroom/ffiec-announces-availability-2019-data-mortgage-lending/
The Federal Financial Institutions Examination Council (FFIEC) today announced the availability of data on 2019 mortgage lending transactions at 5,508 U.S. financial institutions covered by the Home Mortgage Disclosure Act (HMDA).
Explore interest rates
https://www.consumerfinance.gov/owning-a-home/explore-rates/?utm_source=checkrates&utm_medium=redirect&utm_campaign=OAHredirects
Use this tool throughout your homebuying process to see how your credit score, home price, down payment, and more can affect mortgage interest rates.
Explore interest rates
https://www.consumerfinance.gov/owning-a-home/explore-rates/
Use this tool throughout your homebuying process to see how your credit score, home price, down payment, and more can affect mortgage interest rates.
FFIEC Announces Availability of 2020 Data on Mortgage Lending
https://www.consumerfinance.gov/about-us/newsroom/ffiec-announces-availability-of-2020-data-on-mortgage-lending/
The FFIEC today announced the availability of data on 2020 mortgage lending transactions at 4,475 U.S. financial institutions reported under HMDA.