Amendments to Facilitate the LIBOR Transition (Regulation Z)
The Bureau is proposing to amend Regulation Z, which implements the Truth in Lending Act, generally to address the sunset of LIBOR, expected to be discontinued after 2021.
Rules under development
Before issuing a final rule, the CFPB generally announces and explains its proposals to address an issue and invites public comment.
You can find all notices requesting public comment on our comprehensive “Notice and Opportunities for Comment” page.
Types of rules listed on this page
Proposed Rule
A proposed rule announces and explains the Bureau’s proposal to address an issue and invites the public to comment. The proposed rule and the public comments received on it form the basis of the final rule.
Advanced Notice of Proposed Rulemaking
An optional early step in CFPB rulemaking. Used to get initial public input on certain key aspects of potential rulemakings.
Debt Collection Practices (Regulation F) Supplemental Proposal on Time-Barred Debt
The Bureau of Consumer Financial Protection proposes to amend Regulation F, which implements the Fair Debt Collection Practices Act (FDCPA), by proposing to require debt collectors to make certain disclosures when collecting time-barred debts.
Remittance Transfers under the Electronic Fund Transfer Act (Regulation E)
This notice proposes changes to the Remittance Rule to mitigate the expiration of an exception that allows insured institutions to estimate certain costs associated with sending a remittance transfer to increase the normal course of business safe harbor.
Debt Collection Practices (Regulation F); Extension of Comment Period
The Bureau is extending the comment period for the debt collection NPRM published May 21, 2019. Responses to the NPRM must now be received on or before September 18, 2019.
Home Mortgage Disclosure (Regulation C); Reopening of Comment Period
The Bureau is reopening the comment period for certain aspects of the 2019 Notice of Proposed Rulemaking related to Regulation C, which implements the Home Mortgage Disclosure Act.
Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z)
The Bureau of Consumer Financial Protection (Bureau) is issuing this Advance Notice of Proposed Rulemaking (ANPR) because it is considering whether to propose revisions to Regulation Z’s general qualified mortgage definition.
Home Mortgage Disclosure (Regulation C) Data Points and Coverage: Extension of Comment Period
The Bureau is extending the comment period on the Bureau's Advance Notice of Proposed Rulemaking relating to Regulation C, which implements the Home...
Debt Collection Practices (Regulation F)
The Bureau proposes to amend Regulation F, which implements the Fair Debt Collection Practices Act (FDCPA), to prescribe Federal rules governing the activities of debt collectors covered by the FDCPA.
Home Mortgage Disclosure (Regulation C) Data Points and Coverage
The Bureau is issuing this advance notice of proposed rulemaking relating to certain data points in the Bureau’s October 2015 final rule that were added to Regulation C or revised to require additional information, and coverage of certain business- or commercial-purpose loans.
Home Mortgage Disclosure (Regulation C)
The Bureau is proposing to amend Regulation C to increase the threshold for reporting data about closed-end mortgage loans, extend the temporary threshold for reporting data about open-end lines of credit and set a threshold upon expiration of the proposed extension, and further implement the amendments to HMDA made by the Economic Growth, Regulatory Relief, and Consumer Protection Act.
Advance Notice of Proposed Rulemaking on Residential Property Assessed Clean Energy Financing
The Bureau is issuing this advance notice of proposed rulemaking relating to residential Property Assessed Clean Energy (PACE) financing to aid implementation of the Economic Growth, Regulatory Relief, and Consumer Protection Act section 307.
Home Mortgage Disclosure (Regulation C) Temporary Increase in Institutional and Transactional Coverage Thresholds for Open-End Lines of Credit
The proposed rule would temporarily raise the reporting threshold for open-end lines of credit to 500 loans.
Technical Corrections and Clarifying Amendments to the Home Mortgage Disclosure (Regulation C) October 2015 Final Rule
Technical Corrections and Clarifying Amendments to the Home Mortgage Disclosure (Regulation C) October 2015 Final Rule.
Amendments Relating to Disclosure of Records and Information
Amendments Relating to Disclosure of Records and Information.
Debt Collection (Regulation F)
Debt Collection (Regulation F).
Consumer Financial Civil Penalty Fund
Consumer Financial Civil Penalty Fund.
Ability To Repay Standards Under the Truth in Lending Act (Regulation Z)
Ability To Repay Standards Under the Truth in Lending Act (Regulation Z).
2012 Truth in Lending Act (Regulation Z) Mortgage Servicing
2012 Truth in Lending Act (Regulation Z) Mortgage Servicing.