The Bureau seeks comments and information to identify opportunities to prevent credit discrimination, encourage responsible innovation, promote fair, equitable, and nondiscriminatory access to credit, address potential regulatory uncertainty, and develop viable solutions to regulatory compliance challenges under the Equal Credit Opportunity Act (ECOA) and Regulation B.
Notice and opportunities to comment
The CFPB requests public comment on a wide variety of topics to inform our work. These requests can include: proposed rules, requests for information, and Paperwork Reduction Act notices that give the public an opportunity to comment on potential information collections.
All these notices will be published in the Federal Register. You can submit comments online at Regulations.gov, by email, by mail, and by hand delivery/courier. For details, click on the link for the notice on which you’d like to comment. You don’t have to be an expert or a lawyer to give comments. We invite all individuals to share their views.
You can also access notices with comment periods that have already closed and read comments posted to Regulations.gov.
Learn more about commenting on notices.
Recently posted notices
The Bureau is proposing to exempt certain insured depository institutions and insured credit unions from the requirement to establish escrow accounts for certain higher-priced mortgage loans.
Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): Extension of Sunset Date
The Bureau proposes to amend Regulation Z to replace the Temporary GSE QM loan definition’s sunset date with a provision that extends the definition to expire upon the effective date of final amendments to the General QM loan definition.
Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): General QM Loan Definition
In this notice, the Bureau proposes certain amendments to the General QM loan definition in Regulation Z.