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Notice and opportunities to comment

The CFPB requests public comment on a wide variety of topics to inform our work. These requests can include: proposed rules, requests for information, and Paperwork Reduction Act notices that give the public an opportunity to comment on potential information collections.

All these notices will be published in the Federal Register. You can submit comments online at Regulations.gov, by email, by mail, and by hand delivery/courier. For details, click on the link for the notice on which you’d like to comment. You don’t have to be an expert or a lawyer to give comments. We invite all individuals to share their views. 

You can also access notices with comment periods that have already closed and read comments posted to Regulations.gov.

Learn more about commenting on notices.

Recently posted notices

CARD Act Rules Review Pursuant to the Regulatory Flexibility Act; Request for Information Regarding Consumer Credit Card Market

The Bureau is requesting comment on two related, but separate, reviews, under the Regulatory Flexibility Act and the Credit Card Accountability Responsibility and Disclosure Act of 2009.

Submit a formal comment (closes OCT 27, 2020)
Published

Qualified Mortgage Definition under the Truth in Lending Act (Regulation Z): Seasoned QM Loan Definition

The Bureau of Consumer Financial Protection is proposing to create a new category of QMs (Seasoned QMs) for first-lien, fixed-rate covered transactions that have met certain performance requirements over a 36-month seasoning period, are held in portfolio until the end of the seasoning period, comply with general restrictions on product features and points and fees, and meet certain underwriting requirements.

Submit a formal comment (closes SEP 28, 2020)

Request for Information on the Equal Credit Opportunity Act and Regulation B; Extension of Comment Period

The Bureau seeks comments and information to identify opportunities to prevent credit discrimination, encourage responsible innovation, promote fair, equitable, and nondiscriminatory access to credit, address potential regulatory uncertainty, and develop viable solutions to regulatory compliance challenges under the Equal Credit Opportunity Act (ECOA) and Regulation B.

Submit a formal comment (closes DEC 01, 2020)

Archive of closed notices

Access notices with comment periods that have already closed and read comments received

Browse closed notices and comments received