§ 1026.2 Definitions and rules of construction.
to obtain a credit report, the property address, an estimate of the value of the property, and the mortgage
- 1026 (Regulation Z)
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§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
payment of non-deferred compensation that is determined with reference to the profits of the person from mortgage-related
- 1026 (Regulation Z)
§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).
(B) The automatic termination of mortgage insurance or any functional equivalent under applicable law
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
See comment 32(b)(1)(i)(C)-1 and -2 for further guidance concerning the exclusion of mortgage insurance
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
Below are several examples showing how to calculate the total loan amount for closed-end mortgage loans
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
In a 30-year graduated payment mortgage where there will be payments of $300 for the first 120 months
- 1026 (Regulation Z)
Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages
consumer has received the disclosures required by either § 1026.32(c) or by RESPA for the high-cost mortgage
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
memorialized in a promissory note or other credit contract, as well as the security interest created by a mortgage
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
Disclosure of a general number or email address for the loan officer's lender or mortgage broker, as
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
To meet the definition of qualified mortgage under § 1026.43(e)(2), a creditor must determine the
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
the principal and interest payment corresponding to the introductory interest rate and payments for mortgage
- 1026 (Regulation Z)
Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)
The NMLSR ID is a unique number or other identifier that is generally assigned by the Nationwide Mortgage
- 1026 (Regulation Z)
§ 1026.20 Disclosure requirements regarding post-consummation events.
(C) The creditor, assignee or servicer of an adjustable-rate mortgage when the servicer on the loan is
- 1026 (Regulation Z)
§ 1026.34 Prohibited acts or practices in connection with high-cost mortgages.
obtain such information, a statement of the amount due to pay off the outstanding balance of a high-cost mortgage
- 1026 (Regulation Z)
§ 1026.41 Periodic statements for residential mortgage loans.
If this paragraph (f) applies in connection with a mortgage loan with more than one primary obligor,
- 1026 (Regulation Z)
§ 1026.43 Minimum standards for transactions secured by a dwelling.
(1) For an adjustable-rate mortgage under paragraph (d)(1)(i)(A) of this section, the outstanding principal
- 1026 (Regulation Z)
Appendix H to Part 1026 — Closed-End Model Forms and Clauses
H-24(A) Mortgage Loan Transaction Loan Estimate - Model Form Description: This is a blank model Loan
- 1026 (Regulation Z)
Appendix H to Part 1026 — Closed-End Model Forms and Clauses
H-28(C) Mortgage Loan Transaction Loan Estimate - Spanish Language Refinance Sample Description: This
- 1026 (Regulation Z)
Comment for 1026.42 - Valuation Independence
“Covered persons” include creditors, mortgage brokers, appraisers, appraisal management companies, real
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
For example, the assumption clause commonly used in mortgages sold to the Federal National Mortgage Association
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Under § 1026.43(e)(5)(ii)(B), a qualified mortgage under § 1026.43(e)(5) may be sold, assigned
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
A creditor meets the rural-or-underserved test for any higher-priced mortgage loan consummated during
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
transaction activity does not, the creditor satisfies this condition for exemption for a higher-priced mortgage
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
creditor satisfies the criterion in § 1026.35(b)(2)(iii)(C) for purposes of any higher-priced mortgage
- 1026 (Regulation Z)
Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans
status if it retains a subservicer, as that term is defined in 12 CFR 1024.31, to service any of its mortgage
- 1026 (Regulation Z)