§ 1026.59 Reevaluation of rate increases.
conditions, or other factors, or increased such a rate on or after January 1, 2009, and 45 days' advance notice
- 1026 (Regulation Z)
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
conditions, or other factors, or increased such a rate on or after January 1, 2009, and 45 days' advance notice
The rule that the notice of the change in terms be provided at least 15 days before the change takes
The rule that the notice of the change in terms be provided at least 45 days before the change takes
and the commentary to § 1026.55(b)(4) for examples that illustrate the relationship between the notice
consumer's failure to make a minimum periodic payment within 60 days from the due date for that payment, the notice
suffice - except if the creditor is using the periodic statement to satisfy the billing-error correction notice
For example, the card issuer could include a special notice (not preprinted) at the appropriate time
issuer may treat the transaction as occurring more than 14 days after provision of the § 1026.9(c) notice
terms as described in paragraph (c)(2)(ii) of this section is made, a creditor must provide a written notice
creditor may shift the duty to the consumer to request reinstatement of credit privileges by providing a notice
by providing the consumer a copy of the consumer's completed opt-in form or by sending a letter or notice
transactions that occurred prior to or within 14 days after provision of the § 1026.9(c) or (g) notice
because the account appears to have been used for unauthorized transactions is not required to provide a notice
consumers within a certain timeframe means that the creditor, assignee, or servicer must deliver the notice
requires that the periodic statement be clearly and conspicuously labeled “Suspension of Statements & Notice
Section 1026.20(e)(3) lists information that the creditor or servicer may, at its option, include on the notice
The Bureau publishes notice of the asset threshold each year by amending comment 35(b)(2)(iii)-1.iii.
described in paragraph (a)(1) of this section that gave rise to the right of rescission, delivery of the notice
The card issuer, upon providing 45 days' advance notice of the change under § 1026.9(g), increases
Assume that a creditor decreased the credit limit applicable to a consumer's account and sent a notice
For example, § 1026.13 requires the consumer to submit a written notice of billing error within
the creditor must specify an address or the name and address of an agent of the creditor to receive notice
A card issuer may not fulfill this requirement by submitting a change-in-terms or similar notice covering
the charge, provided they are disclosed at a time and in a manner that a consumer would be likely to notice
requirements of section 127(c) of chapter 2 of the Act (§ 1026.60 of the regulation) or in any renewal notice