Comment for 1026.25 - Record Retention
25(c) Records Related to Certain Requirements for Mortgage Loans.
- 1026 (Regulation Z)
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§ 1004.2 Definitions.
Alternative mortgage transaction means a loan, credit sale, or account:
- 1004 (Regulation D)
§ 1004.4 Requirements for alternative mortgage transactions.
(c) Requirements for high-cost and higher-priced mortgage loans.
- 1004 (Regulation D)
Comment for 1024.38 - General servicing policies, procedures, and requirements.
A report of the data fields relating to a borrower's mortgage loan account created by the servicer's
- 1024 (Regulation X)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
Disclosure of mortgage insurance termination.
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Satisfaction of qualified mortgage requirements.
- 1026 (Regulation Z)
§ 1024.2 Definitions.
In the case of a home equity conversion mortgage or reverse mortgage as referenced in this section, the
- 1024 (Regulation X)
§ 1026.20 Disclosure requirements regarding post-consummation events.
(A) An explanation that under the terms of the consumer's adjustable-rate mortgage, the specific time
- 1026 (Regulation Z)
§ 1026.33 Requirements for reverse mortgages.
A statement that the consumer is not obligated to complete the reverse mortgage transaction merely because
- 1026 (Regulation Z)
§ 1026.43 Minimum standards for transactions secured by a dwelling.
record prepared or reviewed by an appropriate person other than the consumer, the creditor, or the mortgage
- 1026 (Regulation Z)
§ 1026.43 Minimum standards for transactions secured by a dwelling.
(iv) The consumer has made no more than one payment more than 30 days late on the non-standard mortgage
- 1026 (Regulation Z)
§ 1008.113 Performance standards.
that is accredited under the Conference of State Bank Supervisors-American Association of Residential Mortgage
- 1008 (Regulation H)
Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans
Services, together with affiliates, 5,000 or fewer mortgage loans.
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
Mortgage insurance or any functional equivalent.
- 1026 (Regulation Z)
§ 1026.41 Periodic statements for residential mortgage loans.
(A) Any consumer on the mortgage loan is a debtor in bankruptcy under title 11 of the United States Code
- 1026 (Regulation Z)
Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans
Mortgage loans considered.
- 1026 (Regulation Z)
Appendix Q to Part 1026 — Standards for Determining Monthly Debt and Income
This policy assures that a consumer either has sufficient income to make both mortgage payments without
- 1026 (Regulation Z)
Appendix A to Part 1004 — Official Commentary on Regulation D
4(c) Requirements for High-Cost and Higher-Priced Mortgage Loans
- 1004 (Regulation D)
Comment for 1030.2 - Definitions
Mortgage escrow accounts for collecting taxes and property insurance premiums.
- 1030 (Regulation DD)
Comment for 1024.35 - Error Resolution Procedures
An error relating to the origination of a mortgage loan;
- 1024 (Regulation X)
Comment for 1024.35 - Error Resolution Procedures
An error relating to the underwriting of a mortgage loan;
- 1024 (Regulation X)
§ 1026.18 Content of disclosures.
(A) For a fixed-rate mortgage, the interest rate at consummation.
- 1026 (Regulation Z)
§ 1026.35 Requirements for higher-priced mortgage loans.
(vi) A reverse-mortgage transaction subject to 12 CFR 1026.33(a).
- 1026 (Regulation Z)
§ 1026.41 Periodic statements for residential mortgage loans.
(ii) The current interest rate in effect for the mortgage loan;
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
35(c)(4) Additional Appraisal for Certain Higher-Priced Mortgage Loans
- 1026 (Regulation Z)