Reports

We study how consumers interact with financial products and services to help identify potential problems in the marketplace and achieve better outcomes for all. Review our reports and analyses to help inform your decisions, policies, and practices. And, see reports that we periodically prepare about the CFPB.

Data point: Mortgage trends

This Bureau Data Point article describes 2020 mortgage market activity and trends using data reported under the Home Mortgage Disclosure Act (HMDA).

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The impact of differences between consumer- and creditor-purchased credit scores

A credit score is a numerical summary of a consumer's apparent creditworthiness, based on the consumer's credit report, and reflects the relative likelihood...

By Office of Research

To Congress

Published JUL 18, 2011

Building the CFPB

Beginning in 2007, the United States faced the most severe financial crisis since the Great Depression.

Industry and markets

Published FEB 22, 2011

CARD Act Conference: Key findings

The data from the eight presentations at the CARD Act conference provide an overview of the credit card market – the cost of credit for consumers, the...

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