Auto loans know your rights

What are my rights as a servicemember under the Equal Credit Opportunity Act? Can a creditor refuse to extend credit to me just because I’m a servicemember?

What types of loans are covered under the Military Lending Act?

If I need to have a co-signer, can a lender or dealer require that it be my spouse?

My lender or dealer said that my spouse had to co-sign my auto loan. Is this right?

Does a lender or dealer have to consider my part-time or retirement income?

Can a lender or dealer ask me about the alimony, child support, or separate maintenance payments that I receive when I apply for an auto loan?

Can a lender or dealer consider my sex, marital status, or dependents when deciding whether to give me an auto loan?

Can a lender or dealer consider the fact that I am not a citizen of the United States?

Can a lender or dealer ask me about my race, color, religion, national origin, or sex?

Is a lender allowed to consider my age or where my income comes from when deciding whether to give me a loan?

What should I do if I think that a lender or auto dealer discriminated against me in my auto loan application, such as by denying my application or charging me a higher interest rate?

Where can a member of the military or a spouse/dependent of a servicemember go for emergency funding or financial assistance?

I am a member of the military or spouse/family member of a servicemember and I think I have a loan that exceeds what I can be charged by law. What should I do?

I’m in the military, are there limits on how much I can be charged for a loan like a mortgage, student loan, auto loan, or credit card balance?

I am a servicemember planning to buy a vehicle. If I get stationed overseas, will I be able to bring my new vehicle with me?

I am in the military and have an auto lease. If I am ordered to move overseas or deploy, can I cancel or terminate my auto lease without paying early termination charges or a penalty?

I’m in the military and having trouble paying my auto loan. What should I know about auto repossession and protections under the Servicemembers Civil Relief Act (SCRA)?

What happens if I don’t make the payments on my auto lease?

What happens if I left some of my personal possessions in my vehicle when it was repossessed?

I found the car of my dreams but the dealer says that I have to have a down payment. When I said I didn't have the money the dealer said that if I add a GPS and a stereo he will be able to get me a loan for the full amount. What should I do?

I bought a used car and financed it at the dealership. They told me that the car was in good shape, but it turned out to have serious mechanical problems. The dealer says the warranty doesn't cover any of the problems. I can't afford to pay my loan payment and get the car fixed. What can I do?

Can the dealer increase the interest rate after I drive the vehicle home?

My auto loan paperwork said the extended warranty was optional but I was told that I was required to purchase an extended warranty to get the promotional interest rate. Do I have to purchase it?

What is a retail installment sales contract or agreement? Is this a loan?

I was asked to co-sign financing for a car. What am I being asked to do and what does this mean for me?