Auto loans know your rights

Am I required to purchase an extended warranty or Guaranteed Auto Protection (GAP) insurance from a lender or dealer to get an auto loan?

Am I required to purchase credit insurance from a lender or dealer to get an auto loan?

Can I return a car that I bought if it has mechanical problems?

Can a lender or dealer ask me about my race, color, religion, national origin, or sex?

Can a lender or dealer ask me about the alimony, child support, or separate maintenance payments that I receive when I apply for an auto loan?

Can a lender or dealer consider my sex, marital status, or dependents when deciding whether to give me an auto loan?

Can a lender or dealer consider the fact that I am not a citizen of the United States?

Can the dealer increase the interest rate after I drive the vehicle home?

I am in the military and may be stationed overseas. How can I handle my auto lease or auto loan?

I am in the military, are there limits on how much I can be charged for a loan like a mortgage, student loan, auto loan, or credit card balance?

If I can’t make my auto loan payments, will my vehicle be repossessed?

If I need to have a co-signer, can a lender or dealer require that it be my spouse?

Is a lender allowed to consider my age or where my income comes from when deciding whether to give me a loan?

I’m in the military and having trouble paying my auto loan. What should I know about auto repossession and protections under the Servicemembers Civil Relief Act (SCRA)?

My auto loan paperwork said the extended warranty was optional but I was told that I was required to purchase an extended warranty to get the promotional interest rate. Do I have to purchase it?

My lender or dealer said that my spouse had to co-sign my auto loan. Is this right?

Should I agree to co-sign someone else’s car loan?

What happens if I don’t make the payments on my auto lease?

What happens if I left some of my personal possessions in my vehicle when it was repossessed?

What is Guaranteed Auto Protection (GAP) insurance?

What is a Truth-in-Lending Disclosure? When do I get to see it?

What is a retail installment sales contract or agreement? Is this a loan?

What is covered under the Military Lending Act?

What is credit insurance for an auto loan?

What is risk-based pricing?