Skip to main content

Do I need a good credit record to get a prepaid card?

No. You can get a prepaid card even if you have “bad credit.” When you buy or use a prepaid card, you’re not borrowing money, so prepaid card providers generally won’t check your credit history. 

Prepaid card providers will not usually check your credit report or your checking account history report.

Prepaid card providers often collect certain personal information and use it to verify your identity. They may do so when you first get the prepaid card, or before you are able to use certain features, like reloading money onto the card or using your card at an ATM.

Was this answer helpful to you?

Please do not share any personally identifiable information (PII), including, but not limited to: your name, address, phone number, email address, Social Security number, account information, or any other information of a sensitive nature.