Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans
The statement must also include an explanation that the amount due is being disclosed as a different
- 1026 (Regulation Z)
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The statement must also include an explanation that the amount due is being disclosed as a different
On April 3, the card issuer provides a periodic statement disclosing that a $70 required minimum periodic
On April 3, the card issuer provides a periodic statement disclosing that a $20 required minimum periodic
defined in § 1026.61 is a charge card with respect to a covered separate credit feature if no periodic
If the actual date of each statement does not vary by more than four days from a fixed “day” (for example
In disclosing on the periodic statement the minimum payment total cost estimate, the estimated monthly
A periodic statement or coupon book provided under § 1026.41(f) may be modified as necessary to
joint obligor is a debtor in a case under chapter 13, and that the servicer is not exempt from the periodic
Except as provided in paragraph (b)(4)(ii) of this section, if a creditor specifies, on or with the periodic
The periodic statement may reflect (under § 1026.7(a)(7)) the annualized equivalent of the rate
First statement after exemption terminates.
(not home-secured) consumer credit plan is the date the card issuer is required to disclose on the periodic
(ii) If the consumer may make regular periodic payments that do not cover all of the interest due, the
terminal-operating institution in the amount of the transaction need not be separately disclosed on the periodic
terminal-operating institution in the amount of the transaction need not be separately disclosed on the periodic
If a servicer provides a coupon book instead of a periodic statement under § 1026.41(e)(3), §
calendar-year-to-date totals at the end of the calendar year by separately aggregating finance charges attributable to periodic
If sale transactions are not billed in full on any single statement, but are billed periodically in precomputed
Charges imposed as part of the plan other than charges attributable to periodic interest rates must be
In conducting an investigation of a billing error notice alleging that information appearing on a periodic
1026.55 with respect to an account, the issuer discloses the waiver or rebate to the accountholder on the periodic
(not home-secured) consumer credit plan is the date the card issuer is required to disclose on the periodic
The disclosures must be included on any periodic statement for which a late payment could trigger the
The periodic statement must be accurate when provided and should indicate, if applicable, that the amount
while certain information about the escrow account (such as the account balance) is not required on the periodic