§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).
that the principal balance will increase, such balance will likely become larger than the original loan
- 1026 (Regulation Z)
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§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).
(iii) Loan amount.
- 1026 (Regulation Z)
§ 1026.41 Periodic statements for residential mortgage loans.
A closed-end consumer credit transaction secured by a dwelling is referred to as a mortgage loan for
- 1026 (Regulation Z)
§ 1026.41 Periodic statements for residential mortgage loans.
(A) If a servicer fails at any time to treat a mortgage loan that is exempt under paragraph (e)(6)(i)
- 1026 (Regulation Z)
§ 1026.43 Minimum standards for transactions secured by a dwelling.
transaction's total points and fees exceed the applicable limit under paragraph (e)(3)(i) of this section, the loan
- 1026 (Regulation Z)
§ 1008.103 Individuals required to be licensed by states.
-compliant program, a state must prohibit an individual from engaging in the business of a loan originator
- 1008 (Regulation H)
§ 1008.103 Individuals required to be licensed by states.
employee of a Federal, state, or local government agency or housing finance agency and who acts as a loan
- 1008 (Regulation H)
§ 1007.104 Policies and procedures.
institution's related policies and procedures, including prohibiting such employees from acting as mortgage loan
- 1007 (Regulation G)
Appendix A to Part 1008 - Examples of Mortgage Loan Originator Activities
describing the steps that a borrower or prospective borrower would need to take in order to obtain a loan
- 1008 (Regulation H)
Comment for 1041.6 - Conditional Exemption for Certain Covered Short-Term Loans
Under these circumstances, a lender cannot make a covered short-term loan under § 1041.6.
- 1041 (Payday Lending Rule)
Comment for 1026.18 - Content of Disclosures
Thus, a table for a negative amortization loan must contain no more than two horizontal rows of payments
- 1026 (Regulation Z)
Comment for 1024.33 - Mortgage Servicing Transfers
prohibit a late fee from being imposed on the borrower with respect to any payment on the mortgage loan
- 1024 (Regulation X)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
206, or the appraised value of the property, as determined by the appraisal used in underwriting the loan
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
are included in the amount disclosed under § 1026.37(h)(1)(vii) on the first-lien transaction Loan
- 1026 (Regulation Z)
Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)
simultaneous subordinate financing Closing Disclosure is the date some or all of the subordinate financing loan
- 1026 (Regulation Z)
Appendix K to Part 1026 — Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions
equation in paragraph (b)(7) of this appendix, when applied to a simple transaction for a reverse mortgage loan
- 1026 (Regulation Z)
Appendix Q to Part 1026 — Standards for Determining Monthly Debt and Income
regular payments during the previous 12 months, and does not have a history of delinquent payments on the loan
- 1026 (Regulation Z)
Comment for 1003.3 - Exempt Institutions and Excluded and Partially Exempt Transactions
A closed-end mortgage loan or an open-end line of credit whose funds will be used primarily to improve
- 1003 (Regulation C)
Comment for 1003.4 - Compilation of Reportable Data
borrower rescinds a transaction after closing and before a financial institution is required to submit its loan
- 1003 (Regulation C)
Comment for 1003.4 - Compilation of Reportable Data
)(C) if it uses the boundaries and codes in effect on January 1 of the calendar year covered by the loan
- 1003 (Regulation C)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
consumer provides the creditor with an application, as defined by § 1026.2(a)(3), for a mortgage loan
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
A creditor may make a mortgage loan that will be transferred or sold to a purchaser pursuant to an agreement
- 1026 (Regulation Z)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
(iii) An individual loan originator may receive, and a person may pay to an individual loan originator
- 1026 (Regulation Z)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
Both the separate and multiple program disclosures may illustrate more than one loan maturity or payment
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
creditor, the $400 is included in points and fees, even if the consumer finances it and repays it over the loan
- 1026 (Regulation Z)