Comment for 1026.18 - Content of Disclosures
18(s) Interest Rate and Payment Summary for Mortgage Transactions
- 1026 (Regulation Z)
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
18(s) Interest Rate and Payment Summary for Mortgage Transactions
20(e) Escrow account cancellation notice for certain mortgage transactions.
25(c) Records Related to Certain Requirements for Mortgage Loans.
Disclosure of mortgage insurance termination.
Satisfaction of qualified mortgage requirements.
(A) An explanation that under the terms of the consumer's adjustable-rate mortgage, the specific time
A statement that the consumer is not obligated to complete the reverse mortgage transaction merely because
record prepared or reviewed by an appropriate person other than the consumer, the creditor, or the mortgage
(iv) The consumer has made no more than one payment more than 30 days late on the non-standard mortgage
Services, together with affiliates, 5,000 or fewer mortgage loans.
Mortgage insurance or any functional equivalent.
(A) Any consumer on the mortgage loan is a debtor in bankruptcy under title 11 of the United States Code
Mortgage loans considered.
This policy assures that a consumer either has sufficient income to make both mortgage payments without
(A) For a fixed-rate mortgage, the interest rate at consummation.
(vi) A reverse-mortgage transaction subject to 12 CFR 1026.33(a).
(ii) The current interest rate in effect for the mortgage loan;
35(c)(4) Additional Appraisal for Certain Higher-Priced Mortgage Loans
The imposition of any charges (for example, private mortgage insurance).
43(f)(2) Post-consummation transfer of balloon-payment qualified mortgage.
H-24(D) Mortgage Loan Transaction Loan Estimate - Refinance Sample Description: This is a sample of a
While any consumer on a mortgage loan is a debtor in bankruptcy under title 11 of the United States Code
The lien status of the mortgage is irrelevant for purposes of the exemption in § 1026.23(f)(1);
(A) The phrase “Adjustable-Rate Mortgage,” “Variable-Rate Mortgage,” or “ARM” appears in the advertisement
A high-cost mortgage shall not include the following terms: