Comment for 1026.3 - Exempt Transactions
account is exempt under § 1026.3(b) based on the creditor's firm commitment to extend $55,000 in credit
- 1026 (Regulation Z)
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Comment for 1026.5 - General Disclosure Requirements
Notwithstanding paragraphs i and ii above, a card issuer that replaces a credit card or provides a new
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
same creditor, the construction phase may consist of a series of advances under an agreement to extend credit
- 1026 (Regulation Z)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
Section 1026.19(a) requires early disclosure of credit terms in reverse mortgage transactions subject
- 1026 (Regulation Z)
Comment for 1026.24 - Advertising
In an advertisement for credit secured by a dwelling, when one series of monthly payments will apply
- 1026 (Regulation Z)
Comment for 1026.24 - Advertising
Section 1026.24(e) permits creditors to put credit information together in one place in a catalog or
- 1026 (Regulation Z)
Comment for 1026.40 - Requirements for Home-Equity Plans
contrast, if a consumer is physically present in the creditor's office, and accesses a home equity credit
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
A simultaneous loan does not include a credit transaction that occurs after consummation of the covered
- 1026 (Regulation Z)
Comment for 1026.56 - Requirements for Over-the-Limit Transactions
circumstances where the card issuer is unable to avoid paying a transaction that exceeds the consumer's credit
- 1026 (Regulation Z)
Comment for 1026.56 - Requirements for Over-the-Limit Transactions
The consumer exceeds the credit limit during the December billing cycle and does not make sufficient
- 1026 (Regulation Z)
Comment for Appendix H - Closed-End Forms and Clauses
Education Assistance Loans (HEAL) with a variable interest rate that were considered interim student credit
- 1026 (Regulation Z)
Appendix K to Part 1026 — Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions
appendix is modeled after appendix J of this part (Annual Percentage Rates Computations for Closed-end Credit
- 1026 (Regulation Z)
§ 1026.10 Payments.
took effect, the card issuer may not impose any late fee or finance charge for a late payment on the credit
- 1026 (Regulation Z)
§ 1026.13 Billing error resolution.
or bill; from deducting any disputed amount and related finance or other charges from the consumer's credit
- 1026 (Regulation Z)
§ 1026.35 Requirements for higher-priced mortgage loans.
Office of the Comptroller of the Currency (OCC), the Federal Deposit Insurance Corporation, the National Credit
- 1026 (Regulation Z)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
A loan originator for a consumer credit transaction secured by a dwelling must, when required by applicable
- 1026 (Regulation Z)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
A creditor shall not extend credit to a first-time borrower in connection with a closed-end transaction
- 1026 (Regulation Z)
§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).
Payoffs and Payments” that itemizes the amounts of payments made at closing to other parties from the credit
- 1026 (Regulation Z)
§ 1026.40 Requirements for home equity plans.
(xi) An historical example, based on a $10,000 extension of credit, illustrating how annual percentage
- 1026 (Regulation Z)
§ 1026.59 Reevaluation of rate increases.
section was based solely upon factors specific to the consumer, such as a decline in the consumer's credit
- 1026 (Regulation Z)
Appendix G to Part 1026 — Open-End Model Forms and Clauses
I understand that enrollment is not required to obtain credit.
- 1026 (Regulation Z)
Appendix G to Part 1026 — Open-End Model Forms and Clauses
I understand that enrollment is not required to obtain credit.
- 1026 (Regulation Z)
Appendix H to Part 1026 — Closed-End Model Forms and Clauses
I understand that enrollment is not required to obtain credit.
- 1026 (Regulation Z)
Comment for 1026.1 - Authority, Purpose, Coverage, Organization, Enforcement and Liability
received before or after the effective date is any submission for the purpose of obtaining an extension of credit
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
creditors must comply with the advertising provisions of the regulation if they advertise consumer credit
- 1026 (Regulation Z)