§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).
In disclosing estimated escrow payments as described in § 1026.37(c)(2)(iii) and (c)(4)(ii), the
- 1026 (Regulation Z)
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§ 1026.41 Periodic statements for residential mortgage loans.
including a breakdown of that total showing the amount, if any, that was applied to principal, interest, escrow
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
Section 1026.35(b)(1) does not require that an escrow account be established for premiums for mortgage-related
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
1026.35(b)(2)(iii), except as provided in § 1026.35(b)(2)(v), a creditor need not establish an escrow
- 1026 (Regulation Z)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
periodic payment, as used in this paragraph (c), is an amount sufficient to cover principal, interest, and escrow
- 1026 (Regulation Z)
§ 1026.23 Right of rescission.
right of rescission under paragraph (e) of this section, no money shall be disbursed other than in escrow
- 1026 (Regulation Z)
§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).
defined in paragraph (a)(9)(i) of this section, the amount that is paid to the seller or held in trust or escrow
- 1026 (Regulation Z)
§ 1026.41 Periodic statements for residential mortgage loans.
amount, including a breakdown showing how much, if any, will be applied to principal, interest, and escrow
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
payment is the regularly scheduled payment of principal and interest, mortgage insurance premiums, and escrow
- 1026 (Regulation Z)
§ 1026.35 Requirements for higher-priced mortgage loans.
(ii) Insurance premiums described in paragraph (b)(1) of this section need not be included in escrow
- 1026 (Regulation Z)
§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).
during the first year after consummation that are known to the creditor and a statement that, without an escrow
- 1026 (Regulation Z)
§ 1026.35 Requirements for higher-priced mortgage loans.
(v) Notwithstanding paragraph (b)(2)(iii) of this section, an escrow account must be established pursuant
- 1026 (Regulation Z)
§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).
any such other amounts, and an indication of whether such amounts will be paid by the creditor using escrow
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
Section 1026.35(b)(3)(i) provides that, in general, an escrow account required by § 1026.35(b)(1
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
periodic payment under § 1026.36(c)(1)(i) is the amount sufficient to cover principal, interest, and escrow
- 1026 (Regulation Z)
Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans
to the account for the collection of taxes and insurance, referred to in § 1026.41(d) as the “escrow
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
acquired by a purchaser pursuant to a forward commitment is subject to the requirement to establish an escrow
- 1026 (Regulation Z)
§ 1026.20 Disclosure requirements regarding post-consummation events.
amount of the current and new payment allocated to principal, interest, and taxes and insurance in escrow
- 1026 (Regulation Z)
§ 1026.20 Disclosure requirements regarding post-consummation events.
amount of the current and new payment allocated to principal, interest, and taxes and insurance in escrow
- 1026 (Regulation Z)
§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).
obligations described in § 1026.43(b)(8) that are known to the creditor and that will not be paid using escrow
- 1026 (Regulation Z)
Appendix H to Part 1026 — Closed-End Model Forms and Clauses
The creditor requires an escrow account and that the consumer pay for private mortgage insurance for
- 1026 (Regulation Z)
Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)
The method used to determine the aggregate adjustment for the purposes of establishing the escrow account
- 1026 (Regulation Z)
Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans
For example, while certain information about the escrow account (such as the account balance) is not
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
terminate after the 130th scheduled monthly payment, and the creditor collects at closing and places in escrow
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
only two purposes: paying off the non-standard mortgage and paying for closing costs, including paying escrow
- 1026 (Regulation Z)