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§ 1022.74 Exceptions.

(A) A person that uses consumer reports to set the material terms of mortgage credit granted, extended

• • 1022 (Regulation V)

§ 1007.101 Authority, purpose, and scope.

issued by the Bureau of Consumer Financial Protection pursuant to the Secure and Fair Enforcement for Mortgage

• • 1007 (Regulation G)

§ 1007.103 Registration of mortgage loan originators.

When registered or licensed mortgage loan originators become covered financial institution employees

• • 1007 (Regulation G)

Appendix A to Part 1008 - Examples of Mortgage Loan Originator Activities

prospective borrower for the purpose of reaching a mutual understanding about prospective residential mortgage

• • 1008 (Regulation H)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

H-25(A) Mortgage Loan Transaction Closing Disclosure - Model Form Description: This is a blank model

• • 1026 (Regulation Z)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

H-28(I) Mortgage Loan Transaction Loan Estimate - Modification to Loan Estimate for Transaction Not Involving

• • 1026 (Regulation Z)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

H-28(J) Mortgage Loan Transaction Closing Disclosure - Modification to Closing Disclosure for Transaction

• • 1026 (Regulation Z)

Comment for 1026.2 - Definitions and Rules of Construction

arrangement with a home purchaser in which the investor pays a portion of the downpayment and of the periodic mortgage

• • 1026 (Regulation Z)

Comment for 1026.18 - Content of Disclosures

For an adjustable-rate mortgage, the creditor must take into account any interest rate caps in disclosing

• • 1026 (Regulation Z)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

creditor or third party does not collect or impose any additional fee until the consumer receives an early mortgage

• • 1026 (Regulation Z)

Comment for 1024.30 - Scope

principal residence, the procedures set forth in §§ 1024.39 through 1024.41 do not apply to a mortgage

• • 1024 (Regulation X)

Comment for 1026.31 - General Rules

For purposes of providing reverse mortgage disclosures, “business day” has the same meaning as in comment

• • 1026 (Regulation Z)

Comment for 1026.32 - Requirements for High-Cost Mortgages

The repayment schedule for a high-cost mortgage must fully amortize the outstanding principal balance

• • 1026 (Regulation Z)

Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages

Accordingly, in connection with a closed-end, high-cost mortgage, § 1026.34(a)(4) requires a creditor

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

A higher-priced mortgage loan is a consumer credit transaction secured by the consumer's principal dwelling

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

rural or underserved area, the creditor can meet this condition for exemption for any higher-priced mortgage

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

i) does not apply, the creditor must obtain two written appraisals before extending a higher-priced mortgage

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

up the interest rate or any other fees payable by the consumer in connection with the higher-priced mortgage

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

Disclosure of a general number or email address for the lender, mortgage broker, real estate broker,

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

consummation, the premium or charge is not voluntary for purposes of § 1026.43(b)(8) and is a mortgage-related

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

harbor in § 1026.43(e)(1)(i), a covered transaction must meet the requirements of a qualified mortgage

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

The transaction will meet the definition of a qualified mortgage if the creditor underwrites the loan

• • 1026 (Regulation Z)

Comment for Appendix H - Closed-End Forms and Clauses

illustrates the amount borrowed and the disclosures about optional insurance that are required for mortgage

• • 1026 (Regulation Z)

Comment for Appendix K - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

The “clear and conspicuous” standard for reverse mortgage disclosures does not require disclosures to

• • 1026 (Regulation Z)

§ 1003.4 Compilation of reportable data.

interest rates and other loan pricing terms currently offered to consumers by a set of creditors for mortgage

• • 1003 (Regulation C)