§ 1026.51 Ability to Pay.
(A) The card issuer assumes utilization, from the first day of the billing cycle, of the full credit
- 1026 (Regulation Z)
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§ 1026.51 Ability to Pay.
an independent ability to make the required minimum periodic payments on the proposed extension of credit
- 1026 (Regulation Z)
§ 1026.58 Internet posting of credit card agreements.
(i) A card issuer is not required to submit to the Bureau a credit card agreement if, as of the last
- 1026 (Regulation Z)
§ 1026.58 Internet posting of credit card agreements.
(i) A card issuer is not required to submit to the Bureau a credit card agreement if, as of the last
- 1026 (Regulation Z)
Comment for 1026.5 - General Disclosure Requirements
of open-end plan after the substitution or replacement (such as when a charge card is replaced by a credit
- 1026 (Regulation Z)
Comment for 1026.15 - Right of Rescission
Under an open-end credit plan secured by the consumer's principal dwelling, the right of rescission generally
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
In a credit sale requiring disclosure of the total sale price under § 1026.18(j), the creditor may
- 1026 (Regulation Z)
Comment for 1026.20 Disclosure Requirements Regarding Post-Consummation Events
workout agreement is not a refinancing unless the annual percentage rate is increased or additional credit
- 1026 (Regulation Z)
Comment for 1026.28 - Effect on State Laws
authorized officials) may request and receive determinations on inconsistency with respect to the fair credit
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
1026.60(e)(1)(ii) and (e)(1)(iii) may appear either in or outside the table containing the required credit
- 1026 (Regulation Z)
Comment for 1026.12 - Special Credit Card Provisions
Changed the credit or other features available on the account.
- 1026 (Regulation Z)
Comment for 1026.13 - Billing Error Resolution
intermediary, such as a person-to-person Internet payment service, funded through use of a consumer's open-end credit
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
time to time both to access the asset feature of a prepaid account and to draw on the covered separate credit
- 1026 (Regulation Z)
§ 1026.5 General disclosure requirements.
Disclosures that need not be written under paragraph (a)(1)(ii)(A) of this section; disclosures for credit
- 1026 (Regulation Z)
§ 1026.9 Subsequent disclosure requirements.
If a credit card issuer plans to change the provider of insurance for repayment of all or part of the
- 1026 (Regulation Z)
§ 1026.12 Special credit card provisions.
(5) Business use of credit cards.
- 1026 (Regulation Z)
§ 1026.31 General rules.
accurate according to the requirements and within the tolerances under section 1026.22 for closed-end credit
- 1026 (Regulation Z)
§ 1026.32 Requirements for high-cost mortgages.
(ii) For a transaction in which the interest rate may vary during the term of the loan or credit plan
- 1026 (Regulation Z)
§ 1026.53 Allocation of payments.
this section, when a consumer makes a payment in excess of the required minimum periodic payment for a credit
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
imposed by the card issuer and fees imposed by a third party that performs the conversion, such as a credit
- 1026 (Regulation Z)
Comment for 1026.9 - Subsequent Disclosure Requirements
For example, a change in the periodic rate for check overdraft credit need not be disclosed to consumers
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
A creditor may terminate a loan or open-end credit agreement and accelerate the balance if there has
- 1026 (Regulation Z)
Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages
In the case of an open-end credit plan, a creditor also finances points and fees if the creditor advances
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
If a balance is transferred from a credit card account under an open-end (not home-secured) consumer
- 1026 (Regulation Z)
Comment for 1026.13 - Billing Error Resolution
However, if a consumer receives more than one credit to correct the same billing error, § 1026.13
- 1026 (Regulation Z)