Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
written application for a refinancing, the consumer has made no more than one payment on the non-standard mortgage
- 1026 (Regulation Z)
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written application for a refinancing, the consumer has made no more than one payment on the non-standard mortgage
A qualified mortgage under § 1026.43(e)(5) retains its qualified mortgage status if a creditor merges
Under § 1026.43(f)(1)(ii), if a qualified mortgage provides for a balloon payment, the creditor
A financial institution that sells a covered loan to its subsidiary that is a credit union, mortgage
reasonably designed to enable servicer personnel to identify all loss mitigation options available for mortgage
Origination service means any service involved in the creation of a federally related mortgage loan,
is in a position to refer settlement service business means any real estate broker or agent, lender, mortgage
(h) Partial exemption for certain mortgage loans.
disciplinary and enforcement action against, any loan originator that is included in the Nationwide Mortgage
(s) Interest rate and payment summary for mortgage transactions.
provide to the consumer a copy of any written appraisal performed in connection with a higher-priced mortgage
), (a)(4)(iii), (a)(5), (b) through (d), (i), (l) through (p), (r) with respect to the creditor and mortgage
transfer date is the date on which the transferee servicer will begin accepting payments relating to the mortgage
A covered financial institution that employs one or more individuals who act as a residential mortgage
for delivery of a deed within 180 days of the signing of the contract which conveys title free of any mortgage
H-25(J) Mortgage Loan Transaction Closing Disclosure - Modification to Closing Disclosure for Transaction
H-27(C) Mortgage Loan Transaction - Sample of Written List of Providers With Services You Cannot Shop
, other than a fee for obtaining a consumer's credit history, until the consumer receives the early mortgage
A creditor is required to escrow for payment of property taxes for all first-lien higher-priced mortgage
income, such as employer pensions or 401(k)'s, will cease within the first full three years of the mortgage
This regulation applies to an alternative mortgage transaction if the creditor received an application
A closed-end mortgage loan or an open-end line of credit whose funds will be used primarily for business
The application was submitted directly to the financial institution if the mortgage loan originator identified
If a borrower uses a mortgage broker, the mortgage broker shall distribute the special information booklet
, upon confirmation, a servicer provides a confirmed successor in interest who is not liable on the mortgage