§ 1026.6 Account-opening disclosures.
(C) Taxes imposed on the credit transaction by a state or other governmental body, such as documentary
- 1026 (Regulation Z)
 
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(C) Taxes imposed on the credit transaction by a state or other governmental body, such as documentary
(2) Refund any part of the remaining credit balance within seven business days from receipt of a written
(6) A reflection on a periodic statement of an extension of credit for which the consumer requests additional
(i) A series of advances under an agreement to extend credit up to a certain amount may be considered
(iv) An extension of credit made pursuant to a program administered by a Housing Finance Agency, as defined
accordance with written procedures, that the consumer has a reasonable ability to repay the extension of credit
(iii) Lines of credit accessed by check-guarantee cards or by debit cards that can be used only at automated
(1) Disclosure of required credit information.
A check-guarantee or debit card with no credit feature or agreement, even if the creditor occasionally
deducting charges for participation in a program of banking services (one aspect of which may be a credit
) Optional Effective Annual Percentage Rate for Periodic Statements for Creditors Offering Open-End Credit
A state law that requires disclosure of the minimum periodic payment for open-end credit, even though
Provide a consumer with information unrelated to credit terms, such as the best days of the month for
the card issuer do not allow the prepaid card to draw, transfer, or authorize the draw or transfer of credit
creditor discloses the value determined by the appraisal or valuation used to determine approval of the credit
Section 1026.43(a)(3)(vii) excludes certain transactions from the credit extension limit set forth in
In some cases, an issuer may wish to arrange for the institution with which it partners to issue credit
paragraph (b)(3) of this section, “financial institution” shall mean a bank, savings association, or credit
(1) Correct the billing error and credit the consumer's account with any disputed amount and related
The finance charge, using that term, and a brief description such as “the dollar amount the credit will
The term to maturity of the credit transaction, stated in years or months, or both, as applicable, labeled
Credit extended to acquire the rental property is deemed to be for business purposes if it contains more
The option to use an existing credit card to secure cash advances, when previously the card could only
ii. 12 percent Annual Percentage Rate or A $15 annual membership fee buys you $2,000 in credit, which
Examples of prepayment penalties; closed-end credit transactions.