Comment for 1026.4 - Finance Charge
An example of a third-party charge included in the finance charge is the cost of required mortgage insurance
- 1026 (Regulation Z)
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Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
, other than a fee for obtaining a consumer's credit history, until the consumer receives the early mortgage
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
For example, the assumption clause commonly used in mortgages sold to the Federal National Mortgage Association
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
negative amortization loan, whether such covered transaction is a fixed-rate, adjustable-rate or step-rate mortgage
- 1026 (Regulation Z)
Comment for 1003.2 - Definitions
Section 1003.2(i) defines a home improvement loan as a closed-end mortgage loan or an open-end line of
- 1003 (Regulation C)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
for a calendar year that is paid out of a bonus pool determined with reference to the profits of the mortgage
- 1026 (Regulation Z)
§ 1024.38 General servicing policies, procedures, and requirements.
A servicer shall maintain the following documents and data on each mortgage loan account serviced by
- 1024 (Regulation X)
§ 1026.20 Disclosure requirements regarding post-consummation events.
For purposes of this paragraph (c), an adjustable-rate mortgage or “ARM” is a closed-end consumer credit
- 1026 (Regulation Z)
§ 1026.20 Disclosure requirements regarding post-consummation events.
For purposes of this paragraph (d), an adjustable-rate mortgage or “ARM” is a closed-end consumer credit
- 1026 (Regulation Z)
§ 1026.34 Prohibited acts or practices in connection with high-cost mortgages.
(B) Determines the consumer's repayment ability taking into account current obligations and mortgage-related
- 1026 (Regulation Z)
§ 1026.41 Periodic statements for residential mortgage loans.
(B) If the consumer's bankruptcy plan requires the consumer to make the post-petition mortgage payments
- 1026 (Regulation Z)
§ 1026.43 Minimum standards for transactions secured by a dwelling.
(i) The loan satisfies the requirements for a qualified mortgage in paragraphs (e)(2)(i)(A), (e)(2)(ii
- 1026 (Regulation Z)
Appendix A to Part 1007 - Examples of Mortgage Loan Originator Activities
, collecting only basic identifying information about the consumer and forwarding the consumer to a mortgage
- 1007 (Regulation G)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
increase in the CPI-U that was reported on the preceding June 1, a covered transaction is not a qualified mortgage
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
decrease in the CPI-U that was reported on the preceding June 1, a covered transaction is not a qualified mortgage
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
increase in the CPI-U that was reported on the preceding June 1, a covered transaction is not a qualified mortgage
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
increase in the CPI-U that was reported on the preceding June 1, a covered transaction is not a qualified mortgage
- 1026 (Regulation Z)
Comment for 1003.4 - Compilation of Reportable Data
developed by a securitizer, Federal government insurer, or Federal government guarantor of closed-end mortgage
- 1003 (Regulation C)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
Examples of special rule regarding disclosure of the automatic termination of mortgage insurance. i.
- 1026 (Regulation Z)
§ 1024.37 Force-placed insurance.
force-placed insurance” means hazard insurance obtained by a servicer on behalf of the owner or assignee of a mortgage
- 1024 (Regulation X)
§ 1016.15 Other exceptions to notice and opt out requirements.
disclosure to a nonaffiliated insurance company of the fact that the consumer has applied to you for a mortgage
- 1016 (Regulation P)
Appendix H to Part 1026 — Closed-End Model Forms and Clauses
H-28(G) Mortgage Loan Transaction Closing Disclosure - Spanish Language Purchase Sample Description:
- 1026 (Regulation Z)
Appendix H to Part 1026 — Closed-End Model Forms and Clauses
H-28(H) Mortgage Loan Transaction Closing Disclosure - Spanish Language Refinance Sample Description:
- 1026 (Regulation Z)
Comment for 1024.34 - Timely Escrow Payments and Treatment of Escrow Balances
servicer's crediting of any remaining balance in an escrow account to a new escrow account for a new mortgage
- 1024 (Regulation X)
Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans
Any consumer who is currently receiving disclosures for any account (for example, a mortgage or checking
- 1026 (Regulation Z)