§ 1007.101 Authority, purpose, and scope.
(ii) Prior to engaging in mortgage loan origination activity that exceeds the exception limit in paragraph
- 1007 (Regulation G)
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(ii) Prior to engaging in mortgage loan origination activity that exceeds the exception limit in paragraph
state, as applicable: “Nonaffiliates we share with can include [list categories of companies such as mortgage
Both transactions are residential mortgage transactions.
For a step-rate mortgage, the creditor should disclose the highest rate that could apply under the terms
To become a “covered person” subject to this section, a person must become the owner of an existing mortgage
Section 1003.3(c)(11) provides that a closed-end mortgage loan is an excluded transaction if a financial
borrower's financial information in anticipation of a credit decision relating to a federally related mortgage
practices covered by RESPA or Regulation X, including the regulations in Subpart C with respect to mortgage
as of January 1 of the current year qualifies as a small servicer) begins servicing more than 5,000 mortgage
as of January 1 of the current year qualifies as a small servicer) begins servicing more than 5,000 mortgage
(2) Any office of a for-profit mortgage-lending institution (other than a bank, savings association,
A closed-end mortgage loan or an open-end line of credit may be used for multiple purposes.
York State consolidation, extension, and modification agreement and is classified as a supplemental mortgage
(5) Subpart E contains special rules for mortgage transactions.
If a creditor offers a transaction with a prepayment penalty to a consumer through a mortgage broker,
Federal and State mortgage insurance premiums and guaranty fees.
date and the bankruptcy plan provides that the consumer will surrender the dwelling, such that the mortgage
Section 1026.43(b)(8) includes in the evaluation of mortgage-related obligations premiums and similar
A “standard mortgage” must have an interest rate that is fixed for at least the first five years (60
confirmed the successor in interest's identity and ownership interest in a property that secures a mortgage
In a residential mortgage transaction, a statement whether or not a subsequent purchaser of the dwelling
demand repayment of the entire outstanding balance in advance of the original term (except for reverse mortgage
Any person, whether or not the original creditor, that sells or assigns a mortgage subject to §
(A) In each of the two preceding calendar years, originated at least 25 closed-end mortgage loans that
(A) In each of the two preceding calendar years, originated at least 25 closed-end mortgage loans that