§ 1024.7 Good faith estimate.
(2) The mortgage broker must provide the GFE by hand delivery, by placing it in the mail, or, if the
- 1024 (Regulation X)
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(2) The mortgage broker must provide the GFE by hand delivery, by placing it in the mail, or, if the
(A) Servicing for the mortgage loan that is the subject of the asserted error was transferred from the
(A) Servicing for the mortgage loan that is the subject of the information request was transferred from
may be eligible pursuant to any requirements established by an owner or assignee of the borrower's mortgage
Enters into an agreement or understanding with you whereby you undertake to arrange or broker a home mortgage
understanding with you or your affiliate whereby you or your affiliate undertakes to arrange or broker a home mortgage
defined in paragraph (b)(6)(i) of this section, that may be charged or collected under the terms of the mortgage
(a) Not Engaged in the Business of a Mortgage Loan Originator.
buying your house [may, subject to conditions, be allowed to] [cannot] assume the remainder of the mortgage
See comment 32(b)(1)(i)(B)-1 for further guidance concerning the exclusion of mortgage insurance premiums
Whether a creditor or mortgage broker “recommends or encourages” default for purposes of § 1026.34
Example of payment calculation for an adjustable-rate mortgage with an introductory fixed rate.
from trusts may be used if constant payments will continue for at least the first three years of the mortgage
table below to calculate an investment property's income or loss if the property to be subject to a mortgage
assist disabled veterans in purchasing homes by subsidizing the down payment for the home purchase mortgage
In connection with an open-end, high-cost mortgage, a creditor shall not open a plan for a consumer where
days of such a request because a loan is in bankruptcy or foreclosure, because the loan is a reverse mortgage
To meet the definition of a reverse mortgage transaction, a creditor cannot require any principal, interest
the loan in its portfolio or guaranteeing payments of principal and any interest to investors in a mortgage-backed
A nonbank servicer services 4,000 mortgage loans, all of which it originated or owns.
(2) In the case of a federally related mortgage loan involving an open-ended credit plan, as defined
provided in paragraph (b)(2) of this section, each transferor servicer and transferee servicer of any mortgage
requirements of this section apply to any “covered person” that becomes the legal owner of an existing mortgage
a servicer ceases to qualify for an exemption pursuant to § 1026.41(e)(5)(i) with respect to a mortgage
comprehensive amount of coverage, the portion of the premium allocated to the required minimum coverage is a mortgage-related