§ 1026.3 Exempt transactions.
(h) Partial exemption for certain mortgage loans.
- 1026 (Regulation Z)
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(h) Partial exemption for certain mortgage loans.
(s) Interest rate and payment summary for mortgage transactions.
provide to the consumer a copy of any written appraisal performed in connection with a higher-priced mortgage
), (a)(4)(iii), (a)(5), (b) through (d), (i), (l) through (p), (r) with respect to the creditor and mortgage
H-25(J) Mortgage Loan Transaction Closing Disclosure - Modification to Closing Disclosure for Transaction
H-27(C) Mortgage Loan Transaction - Sample of Written List of Providers With Services You Cannot Shop
, other than a fee for obtaining a consumer's credit history, until the consumer receives the early mortgage
A creditor is required to escrow for payment of property taxes for all first-lien higher-priced mortgage
income, such as employer pensions or 401(k)'s, will cease within the first full three years of the mortgage
, upon confirmation, a servicer provides a confirmed successor in interest who is not liable on the mortgage
paragraph (a)(5) but may not condition the payment of such fees on the consummation or account-opening of a mortgage
name, income, social security number, property address, estimate of the value of the property, and the mortgage
or other person may impose a credit report fee in connection with the consumer's application for a mortgage
For example, an escrow account must be established on a higher-priced mortgage loan secured by a first
2016 for the purposes of qualifying for the “rural or underserved” exemption for any higher-priced mortgage
principal and interest payment required to be disclosed by § 1026.37(c)(2)(i) and a $164.49 periodic mortgage
Estimates of mortgage-related obligations should be based upon information that is known to the creditor
does not include the special assessment in the determination of the consumer's monthly payment for mortgage-related
This sample illustrates a mortgage with a demand feature.
(1) Mortgage loans.
(B) The actuarial life expectancy of the consumer to become obligated on the reverse mortgage transaction
Notwithstanding the previous paragraph, no presumption of compliance is available for an open-end, high-cost mortgage
provided in paragraphs (c)(2) and (c)(4)(vii) of this section, a creditor shall not extend a higher-priced mortgage
(3) For purposes of this section, NMLSR ID means a number assigned by the Nationwide Mortgage Licensing
A closed-end consumer credit transaction secured by a dwelling is referred to as a mortgage loan for