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§ 1026.41 Periodic statements for residential mortgage loans.

(A) Services, together with any affiliates, 5,000 or fewer mortgage loans, for all of which the servicer

• • 1026 (Regulation Z)

§ 1026.43 Minimum standards for transactions secured by a dwelling.

(i) Present the mortgage broker an alternative covered transaction without a prepayment penalty that

• • 1026 (Regulation Z)

Comment for 1026.6 - Account-Opening Disclosures

Charges imposed in connection with residential mortgage transactions or real estate transactions such

• • 1026 (Regulation Z)

Comment for Appendix H - Closed-End Forms and Clauses

interest rate and payment summary table required under § 1026.18(s) for a fixed-rate, interest-only mortgage

• • 1026 (Regulation Z)

§ 1003.2 Definitions.

(e) Covered loan means a closed-end mortgage loan or an open-end line of credit that is not an excluded

• • 1003 (Regulation C)

Comment for 1003.2 - Definitions

New York State consolidation, extension, and modification agreement and classified as a supplemental mortgage

• • 1003 (Regulation C)

Comment for 1003.2 - Definitions

A closed-end mortgage loan or an open-end line of credit that satisfies and replaces one or more existing

• • 1003 (Regulation C)

§ 1024.33 Mortgage servicing transfers.

During the 60-day period beginning on the effective date of transfer of the servicing of any mortgage

• • 1024 (Regulation X)

§ 1026.32 Requirements for high-cost mortgages.

ii) of this section, as applicable, incurred by the consumer if the consumer refinances the existing mortgage

• • 1026 (Regulation Z)

§ 1026.34 Prohibited acts or practices in connection with high-cost mortgages.

A creditor shall not extend a high-cost mortgage to a consumer unless the creditor receives written certification

• • 1026 (Regulation Z)

Comment for 1026.17 - General Disclosure Requirements

Also referred to as payment-escalated mortgages, these mortgage plans involve scheduled payment increases

• • 1026 (Regulation Z)

Comment for 1026.18 - Content of Disclosures

finance charge computed by application of a rate to the unpaid balance (for example, mortgages with mortgage-guarantee

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

1) requires creditors to establish an escrow account for payment of property taxes and premiums for mortgage-related

• • 1026 (Regulation Z)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

appraisal copy be provided three business days before consummation, does not apply to higher-priced mortgage

• • 1026 (Regulation Z)

Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)

the term “homeowner's insurance” means the amounts identified in § 1026.4(b)(8); and the term “mortgage

• • 1026 (Regulation Z)

Comment for 1003.2 - Definitions

Section 1003.2(d) defines a closed-end mortgage loan as an extension of credit that is secured by a lien

• • 1003 (Regulation C)

§ 1024.7 Good faith estimate.

(4) The mortgage broker is not permitted to charge, as a condition for providing a GFE, any fee for an

• • 1024 (Regulation X)

§ 1026.41 Periodic statements for residential mortgage loans.

If a mortgage loan has a billing cycle shorter than a period of 31 days (for example, a bi-weekly billing

• • 1026 (Regulation Z)

§ 1008.109 Effective date of state requirements imposed on individuals.

(b) For an individual who was permitted to perform residential mortgage loan originations under state

• • 1008 (Regulation H)

Comment for 1024.33 - Mortgage Servicing Transfers

If the lender, mortgage broker who anticipates using table funding, or dealer in a first lien dealer

• • 1024 (Regulation X)

Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages

For closed-end mortgage transactions that are not subject to RESPA, the counseling certification must

• • 1026 (Regulation Z)

§ 1024.2 Definitions.

including inspections required by applicable law or any inspections required by the sales contract or mortgage

• • 1024 (Regulation X)

§ 1024.30 Scope.

(3) A servicer with respect to any mortgage loan for which the servicer is a qualified lender as that

• • 1024 (Regulation X)

§ 1024.35 Error resolution procedures.

(3) Failure to credit a payment to a borrower's mortgage loan account as of the date of receipt in violation

• • 1024 (Regulation X)

§ 1024.38 General servicing policies, procedures, and requirements.

and documents in response to the borrower's requests for information with respect to the borrower's mortgage

• • 1024 (Regulation X)