Comment for 1026.17 - General Disclosure Requirements
The finance charge should be $277,040.60, and, for transactions subject to § 1026.18, the total
- 1026 (Regulation Z)
Search regulations
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
Showing 478 matches out of 515 total results
Filters applied:
Comment for 1026.17 - General Disclosure Requirements
actually occurs on August 5, and per-diem interest for the remainder of August is collected as a prepaid finance
- 1026 (Regulation Z)
§ 1026.47 Content of disclosures.
must be made more conspicuous than any other disclosure required under this section, except for the finance
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
the consumer who engaged in the foreign transaction, then the fee is a foreign transaction fee and a finance
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
Accordingly, the $1.25 excess is a finance charge.
- 1026 (Regulation Z)
Comment for 1026.23 - Right of Rescission
if bona fide and reasonable in amount), as well as insurance premiums and other charges that are not finance
- 1026 (Regulation Z)
Comment for 1026.14 - Determination of Annual Percentage Rate
The regulation relieves a creditor of liability for an error in the annual percentage rate or finance
- 1026 (Regulation Z)
Comment for 1026.22 - Determination of Annual Percentage Rate
Section 1026.22(a)(1) absolves a creditor of liability for an error in the annual percentage rate or finance
- 1026 (Regulation Z)
Comment for 1026.40 - Requirements for Home-Equity Plans
the balance computation method it uses only if the change produces an insignificant difference in the finance
- 1026 (Regulation Z)
Comment for Appendix H - Closed-End Forms and Clauses
points ($898), as well as an initial guarantee insurance premium of $225.00, are included in the prepaid finance
- 1026 (Regulation Z)
§ 1026.6 Account-opening disclosures.
The date by which or the period within which any credit extended may be repaid without incurring a finance
- 1026 (Regulation Z)
§ 1026.7 Periodic statement.
(5) Balance on which finance charge computed.
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
The $1.25 excess in paragraph C is still a finance charge because load or transfer fees that are charged
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
This option to disclose a combined balance does not apply when the finance charge is computed by applying
- 1026 (Regulation Z)
Comment for 1026.56 - Requirements for Over-the-Limit Transactions
For example, a card issuer may not assess an over-the-limit fee or charge even if the credit limit was
- 1026 (Regulation Z)
§ 1026.60 Credit and charge card applications and solicitations.
which or the period within which any credit extended for purchases may be repaid without incurring a finance
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
requirement that cycles be equal applies even if the creditor applies a daily periodic rate to determine the finance
- 1026 (Regulation Z)
Comment for 1026.5 - General Disclosure Requirements
A consumer also does not “use” the account by paying an application fee excludable from the finance charge
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
single or up-front premiums) may be excluded from points and fees, even though they are included in the finance
- 1026 (Regulation Z)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
1026.61, if a card issuer assesses a fee (other than a periodic rate that may be used to compute the finance
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
in the escrow payment disclosure such as property taxes and homeowner's insurance generally are not finance
- 1026 (Regulation Z)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
For example, a different annual percentage rate will almost always produce a different finance charge
- 1026 (Regulation Z)
Comment for 1026.53 - Allocation of Payments
However, a grace period during which any credit extended may be repaid without incurring a finance charge
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
payment (other than the first or last payment) includes an equal amount to be applied on principal and a finance
- 1026 (Regulation Z)
Comment for 1026.6 - Account-Opening Disclosures
creditor, however, may not disclose under § 1026.6(b)(2)(v) the limitations on the imposition of finance
- 1026 (Regulation Z)