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Closing on your new home

Save and file your documents

Your mortgage is a big financial commitment. Keep your documents so you can refer to them as needed.

What to do now

Save all of your final loan and purchase documents in a safe place

Save the whole stack or electronic file. Double-check to make sure you have these four key documents:

  • Closing Disclosure
  • Promissory Note
  • Mortgage (also known as the Security Instrument or Deed of Trust)
  • Deed

Save your budgeting documents and other information you used during the mortgage process

This information may be helpful in the future.


What to know

Your Closing Disclosure can help you with your finances in the future

  • Your Closing Disclosure can help you save money at tax time. Some of the closing costs you paid may be tax-deductible. You’ll need your Closing Disclosure to complete your tax return accurately.
  • When it comes time to consider refinancing your home or moving to a new home, your Closing Disclosure reminds you of the types of costs you can expect.
  • Your Closing Disclosure may also be helpful for tax purposes when you sell your home.

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Visit our sources page to learn more about the facts and numbers we reference.

The process and forms described on this page reflect mortgage regulations that apply to most mortgages.