Auto loans basics

What are my rights as a servicemember under the Equal Credit Opportunity Act? Can a creditor refuse to extend credit to me just because I’m a servicemember?

What happens if I still owe money on the vehicle I want to trade-in?

Do auto and homeowners insurance companies share my information about claims and policies?

What types of loans are covered under the Military Lending Act?

How do credit reporting companies get my information?

If I need to have a co-signer, can a lender or dealer require that it be my spouse?

My lender or dealer said that my spouse had to co-sign my auto loan. Is this right?

Does a lender or dealer have to consider my part-time or retirement income?

Can a lender or dealer ask me about the alimony, child support, or separate maintenance payments that I receive when I apply for an auto loan?

Can a lender or dealer consider my sex, marital status, or dependents when deciding whether to give me an auto loan?

Is a lender allowed to consider my age or where my income comes from when deciding whether to give me a loan?

What should I do if I think that a lender or auto dealer discriminated against me in my auto loan application, such as by denying my application or charging me a higher interest rate?

I am a member of the military or spouse/family member of a servicemember and I think I have a loan that exceeds what I can be charged by law. What should I do?

I am a servicemember planning to buy a vehicle. If I get stationed overseas, will I be able to bring my new vehicle with me?

I am in the military and have an auto lease. If I am ordered to move overseas or deploy, can I cancel or terminate my auto lease without paying early termination charges or a penalty?

What is a “no credit check" or “buy here, pay here” auto loan?

I’m in the military and having trouble paying my auto loan. What should I know about auto repossession and protections under the Servicemembers Civil Relief Act (SCRA)?

What happens if I don’t make the payments on my auto lease?

My car has been repossessed, and I was told it will be sold. What can I do?

What happens if I left some of my personal possessions in my vehicle when it was repossessed?

What happens to my credit report if I am late making payments on my auto loan or my car is repossessed?

What if the lender offers to just take the vehicle back and forgive the loan? Will it affect my credit report?

What should I do if I have problems making my auto loan payments?

What is the difference between paying interest and paying off my principal in an auto loan?

Can I prepay my loan at any time without penalty?