Where can I get information on auto loan rates?
You can shop for auto loans at individual banks, credit unions, or other lenders. You can also get information online at many commercial sites which may give you an estimate of interest rates nationwide and by your zip code.
Some commercial sites will link you to specific lenders and dealers for estimates, so you may want to be careful about sites that ask you for your personal information.
You may need to apply for a loan to get a precise quote, and getting quotes from multiple lenders over a long period of time could have a negative impact on your credit score(s).
But for most people, any negative effect will be small, while the benefits of shopping around could be significant. You can also minimize any negative impact by doing all your rate shopping in a short amount of time.