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We're the Consumer Financial Protection Bureau (CFPB), a U.S. government agency that makes sure banks, lenders, and other financial companies treat you fairly.

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What is an extended warranty or vehicle service contract?

Answer:

An extended warranty or vehicle service contract covers the costs of some types of repairs in addition to or after the manufacturer’s warranty ends.

Extended warranties and vehicle service contracts typically exclude routine maintenance such as oil changes and tire replacement. Consider the cost of the warranty, and what is covered and excluded, as well as how you plan to use the vehicle before purchasing an extended warranty or vehicle service contract. You may find that the additional warranty coverage is not worth the additional cost.

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