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Consumer cards resources

Explore resources to help you comply with regulations and other legal requirements related to credit cards, prepaid cards, and other related topics.

Tools for consumer card compliance

Credit card thresholds

The Bureau of Consumer Financial Protection is required to annually calculate the inflation-adjusted dollar amounts for several provisions in Regulation Z, which implements the Truth in Lending Act.

Credit card agreements and surveys

We maintain and provide access to resources where you can learn more about credit cards, including general credit card agreement terms and conditions and survey data about pricing and fees.

Prepaid account agreements

We provide a searchable database of prepaid account agreements, along with resources to help prepaid account issuers submit agreements in compliance with the Prepaid Rule.