Credit reporting requirements (FCRA)
Resources to help industry understand, implement, and comply with the Fair Credit Reporting Act and Regulation V.
On March 17, 2023, the CFPB published an updated version of the Summary of Consumer Rights pursuant to the Updated and Corrected Agency Contact Information Rule. The updates were made to both the English and Spanish versions.
In July 2021, the CFPB issued a COVID-19-related FCRA Enforcement Compliance Bulletin regarding consumer rental information, and in June 2020, the CFPB issued related to the CARES Act.
Browse the final rule prohibiting the inclusion of adverse information in consumer reporting cases of human trafficking under Regulation V.
Browse the Fair Credit Reporting interim final rule to see recent amendments to the model summaries of rights in Regulation V.
Browse the final rule setting the maximum allowable charge for disclosures by a consumer reporting agency pursuant to FCRA section 609.
Browse the final rule defining larger participants in the consumer reporting market.
Regulations and official interpretations
Browse Regulation V (12 CFR 1022) on: Interactive Bureau Regulations |
Sign up for updates about our rulemaking.
Supervision and examination materials
Guides to how the CFPB will supervise and examine entities under its jurisdiction for compliance with Federal consumer financial law.
Downloadable versions of the model forms that were published in the Regulation V/FCRA rules.
Resources prepared by other agencies that provide general information. These materials are not provided by the Bureau and may not necessarily represent the Bureau’s views or interpretations.