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Overdraft Lending: Very Large Financial Institutions

Resources to help industry understand, implement, and comply with the overdraft rule for very large financial institutions.

On May 12, 2025, the President signed a joint resolution passed by Congress disapproving the Final Rule entitled “Overdraft Lending: Very Large Financial Institutions.” Consistent with the joint resolution, the Final Rule has no force or effect. The remainder of Regulations E and Z are unchanged and remain in force and effect.


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