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Archived
Director Richard Cordray Remarks at the Payday Field Hearing

https://www.consumerfinance.gov/archive/newsroom/director-richard-cordray-remarks-at-the-payday-field-hearing/

...releasing a research study on payday loans. We chose this part of the......releasing a research study on payday loans. We chose this part of the country...lending. Payday loans were developed to provide small loans to consumers to

Archived
CFPB Orders Auto Lenders to Refund Approximately $6.5 Million to Servicemembers

https://www.consumerfinance.gov/archive/newsroom/cfpb-orders-auto-lenders-to-refund-approximately-6-5-million-to-servicemembers/

Military Installment Loans and Educational Services (MILES) auto loans program, and...products financed along with the auto loans. “The CFPB has a special mission to

Archived
What’s ahead for Wells Fargo and its customers

https://www.consumerfinance.gov/archive/blog/whats-ahead-for-wells-fargo-and-its-customers/

...financial products, including auto loans, mortgages, and bank accounts. Wells...interest charges. Auto loan customers Some auto loan borrowers prepaid for GAP

What is a HUD-approved housing counseling agency, and how can they help me?

https://www.consumerfinance.gov/ask-cfpb/what-is-a-hud-approved-housing-counselor-how-can-they-help-me-en-261/

...having trouble paying your mortgage loan, and make a plan to get you help with...having trouble paying your mortgage loan, and make a plan to get you help with...for information about your mortgage loan, such as the amount you owe and the

Archived
Prepared Remarks of Director Richard Cordray at the National Community Reinvestment Coalition Annual Conference

https://www.consumerfinance.gov/archive/newsroom/prepared-remarks-of-director-richard-cordray-at-the-national-community-reinvestment-coalition-annual-conference/

...is unlawfully denied a loan or overcharged for a loan to go to school, buy a...borrowers will be able to pay back their loans. Put differently, consumers should

Archived
CFPB Takes Action Against Herbies Auto Sales for Unlawful Lending Practices

https://www.consumerfinance.gov/archive/newsroom/cfpb-takes-action-against-herbies-auto-sales-for-unlawful-lending-practices/

Auto Sales, a buy-here pay-here used car dealer, for abusive financing schemes...civil penalty of $100,000. “Buying a car is often one of the most important purchases

Archived
9 financial problems after a natural disaster—and what you can do about them

https://www.consumerfinance.gov/archive/blog/9-financial-problems-after-natural-disasterand-what-you-can-do-about-them/

...collection, credit cards, and other loans. 9 financial issues you might face...contacted their lender or servicer for a loan deferral or suspension, the payments

TMX Finance LLC

https://www.consumerfinance.gov/enforcement/actions/tmx-finance-llc-2023/

...consumer loans that are secured by the title to the borrower’s car....consumer loans that are secured by the title to the borrower’s car. The Military...from using vehicle titles to secure loans to covered borrowers. The Bureau found

Archived
What you need to know about the Equal Credit Opportunity Act and how it can help you: Why it was passed and what it is

https://www.consumerfinance.gov/archive/blog/what-you-need-know-about-equal-credit-opportunity-act-and-how-it-can-help-you-why-it-was-passed-and-what-it/

...that’s with your mortgage, your car loan, or the loans you’ll take out to cover college...example, a lender generally can’t deny loan applications or charge higher costs

What should I do before, during, and after the mortgage closing process?

https://www.consumerfinance.gov/ask-cfpb/what-should-i-do-before-during-and-after-the-mortgage-closing-process-en-1907/

...the closing cost items listed on your Loan Estimate to those on the Closing Disclosure...closing. Note: You will not receive a Loan Estimate or Closing Disclosure if you

Archived
CFPB Takes Action Against Auto Lender for Unfair Loss Damage Waiver Practices

https://www.consumerfinance.gov/archive/newsroom/cfpb-takes-action-against-auto-lender-for-unfair-loss-damage-waiver-practices/

...without disclosing costs. “Buying a car is among the biggest purchases many...case presents another example of auto loan companies unfairly or deceptively using

Archived
Prepared Remarks of Richard Cordray Director of the Consumer Financial Protection Bureau to the Consumer Advisory Board

https://www.consumerfinance.gov/archive/newsroom/prepared-remarks-richard-cordray-director-consumer-financial-protection-bureau-consumer-advisory-board/

...applied it to mortgages and student loans and prepaid financial products. Today...Owe” initiative, this time for auto loans, with a shopping sheet, step-by-step

Archived
Written Testimony of James S. Rice, Assistant Director, Office of Servicemember Affairs, before the House Committee on Oversight and Reform Subcommittee on National Security

https://www.consumerfinance.gov/archive/newsroom/written-testimony-of-james-s-rice-assistant-director-office-of-servicemember-affairs-before-the-house-committee-on-oversight-and-reform-subcommittee-on-national-security/

...a major problem. Payday lenders and car title lenders lined up outside the gates...see on both sides of the road are used car dealers. When many servicemembers complete

Archived
Qualified Mortgages – What are they and what do they mean for you?

https://www.consumerfinance.gov/archive/blog/qualified-mortgages-what-are-they-and-what-do-they-mean-for-you/

...the loan. The terms of the loan should be safer for borrowers. The loan should...mortgage and other debts such as car loans. Generally, financial planners recommend

What are the differences between a manufacturer’s warranty and an extended vehicle warranty or service contract?

https://www.consumerfinance.gov/ask-cfpb/what-is-the-difference-between-a-manufacturers-warranty-and-an-extended-vehicle-warranty-or-service-contract-en-825/

...manufacturers when you purchase a new car or vehicle. These warranties will cover...These warranties may also cover used cars if the time or mileage limits haven’t

Archived
CFPB and New York Attorney General Sue Credit Acceptance for Hiding Auto Loan Costs, Setting Borrowers Up to Fail

https://www.consumerfinance.gov/archive/newsroom/cfpb-and-new-york-attorney-general-sue-credit-acceptance-for-hiding-auto-loan-costs-setting-borrowers-up-to-fail/

...its customers into high-cost loans on used cars....Sue Credit Acceptance for Hiding Auto Loan Costs, Setting Borrowers Up to Fail

What should I do after a disaster to protect my finances and property?

https://www.consumerfinance.gov/ask-cfpb/what-should-i-do-after-a-disaster-to-protect-my-finances-and-property-en-1513/

...like utilities, credit card bills, and loan payments. Your lenders may be willing...your insurance company if your home, car, or other property was damaged to start

Archived
Prepared Remarks of CFPB Director Richard Cordray at the Consumer Advisory Board Meeting

https://www.consumerfinance.gov/archive/newsroom/prepared-remarks-cfpb-director-richard-cordray-consumer-advisory-board-meeting-2017/

Payday, auto title, and other similar loans have been of continued interest to...and for longer-term balloon-payment loans. Our rule rests on the basic principle

Archived
Credit access declined during the pandemic for credit cards, but increased for mortgages and auto loans

https://www.consumerfinance.gov/archive/blog/credit-access-declined-during-pandemic-for-credit-cards-increased-for-mortgages-and-auto-loans/

...decreased, but access to mortgages and auto loans has increased since the start of the...but increased for mortgages and auto loans By Ryan Sandler – AUG 26, 2021 Share...but loosened for mortgages and auto loans The figure above shows the share of

Archived
Director Cordray Remarks at the 2014 Boulder Summer Conference on Consumer Financial Decision Making

https://www.consumerfinance.gov/archive/newsroom/prepared-remarks-of-cfpb-director-richard-cordray-at-the-2014-boulder-summer-conference-on-consumer-financial-decision-making/

Student loan debt has reached $1.2 trillion. Credit card debt and auto loan debt...Americans utilize small-dollar loans and other consumer loans. As debt has grown, so

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Archived Director Richard Cordray Remarks at the Payday Field Hearing

Archived CFPB Orders Auto Lenders to Refund Approximately $6.5 Million to Servicemembers

Archived What’s ahead for Wells Fargo and its customers

What is a HUD-approved housing counseling agency, and how can they help me?

Archived Prepared Remarks of Director Richard Cordray at the National Community Reinvestment Coalition Annual Conference

Archived CFPB Takes Action Against Herbies Auto Sales for Unlawful Lending Practices

Archived 9 financial problems after a natural disaster—and what you can do about them

TMX Finance LLC

Archived What you need to know about the Equal Credit Opportunity Act and how it can help you: Why it was passed and what it is

What should I do before, during, and after the mortgage closing process?

Archived CFPB Takes Action Against Auto Lender for Unfair Loss Damage Waiver Practices

Archived Prepared Remarks of Richard Cordray Director of the Consumer Financial Protection Bureau to the Consumer Advisory Board

Archived Written Testimony of James S. Rice, Assistant Director, Office of Servicemember Affairs, before the House Committee on Oversight and Reform Subcommittee on National Security

Archived Qualified Mortgages – What are they and what do they mean for you?