§ 1024.7 Good faith estimate.
fees until after the applicant has received the GFE and indicated an intention to proceed with the loan
- 1024 (Regulation X)
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fees until after the applicant has received the GFE and indicated an intention to proceed with the loan
copy of the HUD-1 or HUD-1A to the owner or servicer of the mortgage as a part of the transfer of the loan
paragraphs (k)(2) through (4) of this section, if a transferee servicer acquires the servicing of a mortgage loan
A is a mortgage broker who provides origination services to submit a loan to a lender for approval.
refuse to take appropriate corrective action under this section because the self-test used fictitious loan
and that enables a transferee servicer to comply with its obligations to the owner or assignee of the loan
collection proceedings have been instituted, if the creditor has charged off the account in accordance with loan-loss
Except for private education loan disclosures made in compliance with § 1026.47 and mortgage disclosures
consumer's name, phone number, mailing address and property address, the issue date of the notice, the loan
financing transaction or that involves improvements to be made on the property, or when the sum of the loan
financing transaction or that involves improvements to be made on the property, or when the sum of the loan
the information required under §§ 1026.47(a)(1) through (5), for each type of private education loan
creditor may require all officers of a closely held corporation to personally guarantee a corporate loan
mortgages involve both a variable interest rate and scheduled variations in payment amounts during the loan
An obligation whose maturity date is determined solely by a future event, as for example, a loan payable
For disclosures with respect to private education loan disclosures, see comment 47(b)(1)-2.
business days before consummation, as required by § 1026.19(f)(1)(ii), on Tuesday, June 2, and the loan
identified in § 1026.38(h)(3) with the amounts paid by the creditor that are attributable to a specific loan
If the annual percentage rate is unknown because transaction charges, loan fees, or similar finance charges
The exclusion for bona fide third-party charges not retained by the creditor, loan originator, or an
rates in the shortest possible timeframe, based on the face amount of the note (not the hypothetical loan
may finance a fee charged by a third-party counselor in connection with the consumer's receipt of pre-loan
services that are ancillary to the creditor's decision to evaluate the collateral and the consumer for the loan
transaction, the optional alternative disclosure may be used for the simultaneous subordinate financing Loan
disclosed under § 1026.37(h)(1)(iv) and under § 1026.38(j)(2)(ii), under the subheadings “Loan