§ 1026.35 Requirements for higher-priced mortgage loans.
(1) “Higher-priced mortgage loan” means a closed-end consumer credit transaction secured by the consumer's
- 1026 (Regulation Z)
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§ 1026.35 Requirements for higher-priced mortgage loans.
non-judicial procedure as a result of the person's exercise of rights as the holder of a defaulted mortgage loan
- 1026 (Regulation Z)
§ 1026.47 Content of disclosures.
except for changes to the interest rate and other changes permitted by law, the rates and terms of the loan
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
However, third-party financing of such obligations (for example, a bank loan obtained to pay off a tax
- 1026 (Regulation Z)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
Example - loan product changes.
- 1026 (Regulation Z)
Comment for 1026.23 - Right of Rescission
The creditor may disburse loan proceeds during the rescission period in a valid escrow arrangement.
- 1026 (Regulation Z)
Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages
scheduled to be consummated prior to the due date for the next payment due on the consumer's existing loan
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
In a purchase transaction with simultaneous subordinate financing, the simultaneous subordinate loan
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
If the loan product disclosed pursuant to § 1026.37(a)(10) does not include any of the features
- 1026 (Regulation Z)
Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)
the Closing Disclosure is accurate if it differs from the estimated escrow payment disclosed on the Loan
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
If a creditor does not require earthquake insurance to be obtained in connection with the mortgage loan
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
the consumer's monthly payment for mortgage-related obligations into account when underwriting the loan
- 1026 (Regulation Z)
§ 1003.3 Exempt institutions and excluded and partially exempt transactions.
comply with this part beginning with the calendar year following the year for which it last reported loan
- 1003 (Regulation C)
§ 1003.6 Enforcement.
(1) An error in compiling or recording data for a covered loan or application is not a violation of the
- 1003 (Regulation C)
§ 1041.3 Scope of coverage; exclusions; exemptions.
dwelling, and the lender records or otherwise perfects the security interest within the term of the loan
- 1041 (Payday Lending Rule)
§ 1041.3 Scope of coverage; exclusions; exemptions.
subchapter IV of the Higher Education Act of 1965, 20 U.S.C. 1070 through 1099d, or a private education loan
- 1041 (Payday Lending Rule)
§ 1041.12 Compliance program and record retention.
able to reproduce an image of the following documentation, as applicable, in connection with a covered loan
- 1041 (Payday Lending Rule)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
Assume a loan with a 30-year term that does not require mortgage insurance and requires interest only
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
This exemption applies to a construction-only loan as well as to the construction phase of a construction-to-permanent
- 1026 (Regulation Z)
§ 1024.33 Mortgage servicing transfers.
borrower not less than 15 days before the effective date of the transfer of the servicing of the mortgage loan
- 1024 (Regulation X)
§ 1026.17 General disclosure requirements.
(2) Except for private education loan disclosures made in compliance with § 1026.47, the terms
- 1026 (Regulation Z)
§ 1022.21 Affiliate marketing opt-out and exceptions.
eligibility information, the creditor wants to make a solicitation to the consumer about its home equity loan
- 1022 (Regulation V)
§ 1026.39 Mortgage transfer disclosures.
confirmation, a servicer provides a confirmed successor in interest who is not liable on the mortgage loan
- 1026 (Regulation Z)
§ 1026.41 Periodic statements for residential mortgage loans.
confirmation, a servicer provides a confirmed successor in interest who is not liable on the mortgage loan
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
The bank arranges to refinance the loan and also will hold the refinancing in its portfolio.
- 1026 (Regulation Z)