Comment for 1026.10 - Payments
procedures for handling cardholder payments at a retail location, a card issuer may impose a late fee or finance
- 1026 (Regulation Z)
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Comment for 1026.2 - Definitions and Rules of Construction
transaction under an open-end plan (Subpart B), creditors are permitted to explain how the amount of any finance
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
Section 1026.17(c)(2)(ii) applies to any numerical amount (such as the finance charge, annual percentage
- 1026 (Regulation Z)
§ 1026.14 Determination of annual percentage rate.
If the finance charge is determined solely by applying one or more periodic rates, at the creditor's
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
In contrast, a tax is not a finance charge (even if it is collected by the creditor) if applicable law
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
All finance charges must be deducted from the amount of credit in calculating the amount financed.
- 1026 (Regulation Z)
§ 1026.2 Definitions and rules of construction.
(iv) For purposes of subpart B (except for the credit and charge card disclosures contained in §§
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
rate must be calculated, taking into account both interest rates, as well as the effect of the prepaid finance
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
The term is the period from the date on which the finance charge begins to be earned to the date of the
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
calculating loan originator compensation in connection with other charges or payments included in the finance
- 1026 (Regulation Z)
Appendix M1 to Part 1026 — Repayment Disclosures
., there is no residual finance charge after the final month in a series of payments).
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Relation to the finance charge.
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
Finance charge.
- 1026 (Regulation Z)
§ 1026.18 Content of disclosures.
For any transaction involving a finance charge of $5 or less on an amount financed of $75 or less, or
- 1026 (Regulation Z)
§ 1026.20 Disclosure requirements regarding post-consummation events.
The new finance charge shall include any unearned portion of the old finance charge that is not credited
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
creditor need not specifically identify the total dollar amount of credits not deducted in computing the finance
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
A single transaction may involve both a precomputed finance charge and a finance charge computed by application
- 1026 (Regulation Z)
§ 1026.7 Periodic statement.
provided in paragraph (a)(4)(ii) of this section, each periodic rate that may be used to compute the finance
- 1026 (Regulation Z)
Comment for 1026.22 - Determination of Annual Percentage Rate
Creditors applying a fixed dollar finance charge to all balances within a specified range of balances
- 1026 (Regulation Z)
§ 1026.18 Content of disclosures.
1026.4(d) in order to exclude certain insurance premiums and debt cancellation fees from the finance
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
The first period is the period from the date on which the finance charge begins to be earned to the date
- 1026 (Regulation Z)
Comment for 1026.18 - Content of Disclosures
net amount of credit by determining a principal loan amount that does not include the amount of the finance
- 1026 (Regulation Z)
Appendix G to Part 1026 — Open-End Model Forms and Clauses
We figure [a portion of] the finance charge on your account by applying the periodic rate to the amount
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
the consumer must be entitled to the interest that is not paid in order for the lost interest to be a finance
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
An example of a closing agent charge included in the finance charge is a courier fee where the creditor
- 1026 (Regulation Z)