Comment for Appendix H - Closed-End Forms and Clauses
Combining the disclosure of loan term and payment deferral options required in § 1026.47(a)(3) with
- 1026 (Regulation Z)
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Appendix Q to Part 1026 — Standards for Determining Monthly Debt and Income
appraisal or the sales price on the HUD-1 Settlement Statement from the sale of the property, results in a loan-to-value
- 1026 (Regulation Z)
§ 1003.4 Compilation of reportable data.
Equity Protection Act of 1994, as implemented in Regulation Z, 12 CFR 1026.32, whether the covered loan
- 1003 (Regulation C)
§ 1041.9 Disclosure of payment transfer attempts.
withdrawal means the first payment transfer scheduled to be initiated by a lender for a particular covered loan
- 1041 (Payday Lending Rule)
§ 1024.2 Definitions.
(3) The Federal National Mortgage Corporation (FNMA); the Federal Home Loan Mortgage Corporation (Freddie
- 1024 (Regulation X)
§ 1026.41 Periodic statements for residential mortgage loans.
The periodic statement must clearly and conspicuously explain that, as applicable, the mortgage loan
- 1026 (Regulation Z)
Comment for 1041.5 - Ability-to-Repay Determination Required
financial obligations during the relevant monthly period and payments under the covered short-term loan
- 1041 (Payday Lending Rule)
Comment for 1041.6 - Conditional Exemption for Certain Covered Short-Term Loans
Due to the requirements in § 1041.6(c)(3), a consumer may not be eligible to complete a three-loan
- 1041 (Payday Lending Rule)
Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions
before the first payment at the adjusted level is due after the initial interest rate adjustment of the loan
- 1026 (Regulation Z)
Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans
Under § 1026.35(c)(2)(vii)(B), the regular periodic payments on the refinance loan must not: result
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Section 1026.36(d)(1)(iii) permits an individual loan originator to receive, and a person to pay, compensation
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
For an adjustable rate loan, in disclosing the maximum possible payment for principal and interest under
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
For a loan on which only interest and no principal has been paid, the outstanding principal balance at
- 1026 (Regulation Z)
Comment for 1003.2 - Definitions
Under § 1003.2(d), a dwelling-secured loan is not a closed-end mortgage loan unless it involves
- 1003 (Regulation C)
Comment for 1003.3 - Exempt Institutions and Excluded and Partially Exempt Transactions
After a merger or acquisition, the surviving or newly formed institution falls below the loan threshold
- 1003 (Regulation C)
Comment for 1003.4 - Compilation of Reportable Data
If a covered loan is related to more than one property, but only one property is taken as security (or
- 1003 (Regulation C)
Comment for 1003.4 - Compilation of Reportable Data
For an application or covered loan secured by a manufactured home community, the financial institution
- 1003 (Regulation C)
Comment for 1041.8 - Prohibited Payment Transfer Attempts
whether the prohibition in § 1041.8(b) is triggered: Assume that a consumer has only one covered loan
- 1041 (Payday Lending Rule)
Comment for 1024.37 - Force-Placed Insurance
As evidence of continuous hazard insurance coverage that complies with the loan contract's requirements
- 1024 (Regulation X)
§ 1026.35 Requirements for higher-priced mortgage loans.
disclose the following statement, in writing, to a consumer who applies for a higher-priced mortgage loan
- 1026 (Regulation Z)
§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).
If the loan term, as defined under paragraph (a)(8) of this section, may increase based on an interest
- 1026 (Regulation Z)
§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).
The amount of all loan costs determined under paragraph (f) of this section and other costs determined
- 1026 (Regulation Z)
Comment for 1026.2 - Definitions and Rules of Construction
Some lenders sell a product or service - such as credit, property, or health insurance - as part of a loan
- 1026 (Regulation Z)
Comment for 1041.5 - Ability-to-Repay Determination Required
must make a reasonable determination that the consumer has the ability to repay a covered short-term loan
- 1041 (Payday Lending Rule)
Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages
A creditor does not structure a transaction in violation of § 1026.34(b) when a loan to finance
- 1026 (Regulation Z)