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Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans

If the balance of a mortgage loan has been accelerated but the servicer will accept a lesser amount to

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

For example, assume an adjustable-rate mortgage with a 30-year loan term.

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

The following example illustrates the rule described in comment 43(d)(5)(ii)-1: A loan in an amount of

• • 1026 (Regulation Z)

Comment for Appendix H - Closed-End Forms and Clauses

information on how the consumer's interest rate is determined and how it can change over the term of the loan

• • 1026 (Regulation Z)

Appendix C to Part 1024 — Instructions for Completing Good Faith Estimate (GFE) Form

indicate through check boxes whether there is a credit to the borrower for the interest rate chosen on the loan

• • 1024 (Regulation X)

§ 1024.20 List of homeownership counseling organizations.

A lender is not required to provide an applicant for a mortgage loan secured by a timeshare, as described

• • 1024 (Regulation X)

Comment for 1024.31 - Definitions

providers may include attorneys retained to represent a servicer or an owner or assignee of a mortgage loan

• • 1024 (Regulation X)

§ 1026.16 Advertising.

(i) Any loan fee that is a percentage of the credit limit under the plan and an estimate of any other

• • 1026 (Regulation Z)

§ 1022.30 Obtaining or using medical information in connection with a determination of eligibility for credit.

information relating to debts, expenses, income, benefits, assets, collateral, or the purpose of the loan

• • 1022 (Regulation V)

§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).

of each amount, and a subtotal of all such amounts, that the consumer will pay to each creditor and loan

• • 1026 (Regulation Z)

§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).

Under the master heading “Additional Information About This Loan” required by paragraph (l) of this section

• • 1026 (Regulation Z)

§ 1008.103 Individuals required to be licensed by states.

terms that are favorable to the borrower, a state must determine that the terms are consistent with loan

• • 1008 (Regulation H)

Comment for 1026.18 - Content of Disclosures

The creditor must disclose the maximum rate that could apply at any time during the term of the loan

• • 1026 (Regulation Z)

Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions

than a fee for obtaining a consumer's credit history, until the consumer receives the early mortgage loan

• • 1026 (Regulation Z)

Comment for 1026.30 - Limitation on Rates

mortgages that have a fixed rate of interest but provide for periodic adjustments to payments and the loan

• • 1026 (Regulation Z)

Comment for 1026.39 - Mortgage Transfer Disclosures

If multiple covered persons jointly acquire the loan, a single disclosure must be provided on behalf

• • 1026 (Regulation Z)

Comment for 1026.48 - Limitations on Private Education Loans

Creditors are not required to consummate a loan where the extension of credit would be prohibited by

• • 1026 (Regulation Z)

Comment for 1003.2 - Definitions

Under § 1003.2(j), an assumption is a home purchase loan when an institution enters into a written

• • 1003 (Regulation C)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

Assume that the compensation during a given calendar year of an individual loan originator employed by

• • 1026 (Regulation Z)

§ 1024.38 General servicing policies, procedures, and requirements.

A servicer shall maintain the following documents and data on each mortgage loan account serviced by

• • 1024 (Regulation X)

Comment for 1002.15 - Incentives for Self-Testing and Self-Correction

identify policies and practices that illegally discriminate does not require creditors to review existing loan

• • 1002 (Regulation B)

§ 1026.1 Authority, purpose, coverage, organization, enforcement, and liability.

contains rules on disclosures, limitations on changes in terms after approval, the right to cancel the loan

• • 1026 (Regulation Z)

§ 1026.32 Requirements for high-cost mortgages.

(ii) All compensation paid directly or indirectly by a consumer or creditor to a loan originator, as

• • 1026 (Regulation Z)

§ 1026.32 Requirements for high-cost mortgages.

(ii) All compensation paid directly or indirectly by a consumer or creditor to a loan originator, as

• • 1026 (Regulation Z)

§ 1026.33 Requirements for reverse mortgages.

received the disclosures required by this section or has signed an application for a reverse mortgage loan

• • 1026 (Regulation Z)