Comment for 1026.3 - Exempt Transactions
In determining whether credit to finance an acquisition - such as securities, antiques, or art - is primarily
- 1026 (Regulation Z)
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
In determining whether credit to finance an acquisition - such as securities, antiques, or art - is primarily
An open-end credit plan in which the employee receives a lower rate contingent upon employment (that
If a single credit account involves multiple consumers that may be affected by the change, the creditor
Whenever the annual percentage rate is used in an advertisement for open-end credit, it may be expressed
Creditors may use the model credit insurance disclosures only if the debt cancellation coverage constitutes
disclosures are available by calling the telephone number, such as “call 1-(800) 000-0000 for details about credit
For consumer credit transactions subject to § 1026.40 and secured by the consumer's principal dwelling
For purposes of § 1026.52(b)(1)(ii), a check that accesses a credit card account is declined during
For credit card accounts under an open-end (not home-secured) consumer credit plan, a creditor may not
A creditor that extends credit under a high-cost mortgage may not finance charges that are required to
A contract or other agreement for a consumer credit transaction secured by a dwelling (including a home
be disclosed under § 1026.6(b)(2)(ii), (iii), or (xii) and applies the waiver or rebate to a credit
Disclosures for credit card applications and solicitations under § 1026.60, highlighted account-opening
Card issuer and person extending credit not the same person.
A person imposing a finance charge at the time of honoring a consumer's credit card must disclose the
broker who, customarily within a brief period of time after receiving an application, inquires about the credit
Rules for other fair credit billing provisions.
Credit insurance and debt cancellation or suspension coverage.
Section 1026.34(a)(4) prohibits a creditor from extending credit under a high-cost, open-end credit plan
If there is more than one consumer applying for the credit, § 1026.37(a)(5) requires disclosure
researching an account, photocopying, paying late, stopping payment, having a check returned, exceeding the credit
examples illustrate the application of § 1026.52(b)(1)(ii)(A) and (b)(1)(ii)(B) with respect to credit
Resuming submission of credit card agreements to the Bureau.
A prepaid account number that can access such a digital wallet also is a hybrid prepaid-credit card where
purposes of paragraph (b)(2)(ii)(B) of this section, “grace period” means a period within which any credit