Comment for 1026.9 - Subsequent Disclosure Requirements
When a card issuer provides notice under § 1026.9(e)(1), a cardholder must be given at least 30
- 1026 (Regulation Z)
 
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When a card issuer provides notice under § 1026.9(e)(1), a cardholder must be given at least 30
(ii) Notice not required.
The notice must include all of the information outlined in § 1026.15(b)(1) through (5).
reduce one or more payments during the year, or involves temporary reductions in finance charges, no notice
Waiting a reasonable time after expiration of the rescission period to allow for delivery of a mailed notice
Waiting a reasonable time after expiration of the rescission period to allow for delivery of a mailed notice
The notice set forth in § 1026.19(a)(4), in a closed-end transaction not subject to § 1026.19
Notice must be in writing in a form that the consumer may keep.
The notice must be on a separate piece of paper, but may appear with other information such as the itemization
disclosure of the time price differential or time charge is preempted, the use of the terms in this notice
Notice provided pursuant to § 1026.9(b) and (c).
Contemporaneous notice for oral or electronic consent.
the added feature under § 1026.9(b); and any applicable requirement to provide a change-in-terms notice
A card issuer may decline future transactions and terminate the account upon receiving reasonable notice
Notice of extension of existing temporary rate provided consistent with § 1026.55(b)(1)(i).
(i) The creditor provides at least 45 days in advance of imposing the penalty rate a notice, in writing
If a credit program involves temporary reductions in an interest rate or fee, no notice of the change
H-29 Escrow Cancellation Notice Model Form (§ 1026.20(e)) Description: This is a blank model form
percentage rate, fee, or charge to transactions that occurred within 14 days after provision of the notice
Security interest change - form of notice.
Notice to merchant not required.
) and (b)(2), the creditor must either, at its option (i) provide at least 45 days' written advance notice
(i) The card issuer must disclose in a clear and conspicuous manner in the notice of the increase pursuant
card issuer may credit the account for fees and charges imposed after the date of receiving reasonable notice
issuer may waive the estate's liability for all charges made to the account after receiving reasonable notice