Appendix E to Part 1026 — Rules for Card Issuers That Bill on a Transaction-by-Transaction Basis
This section applies when a card issuer receives a payment or other credit that exceeds by more than
- 1026 (Regulation Z)
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
This section applies when a card issuer receives a payment or other credit that exceeds by more than
To meet the readily noticeable standard, disclosures for credit card applications and solicitations under
For example, if a consumer uses a bank credit card to purchase materials from a merchant in an amount
Section 1026.55(a) prohibits card issuers from increasing an annual percentage rate or any fee or charge
For purposes of this section, a credit card agreement is deemed to include certain information, such
The card issuer may not allow the asset feature on the prepaid account to become negative.
repayment in 36 months must be rounded either to the nearest whole dollar or to the nearest cent, at the card
(B) The card issuer uses a minimum payment formula employed by the issuer for the product the issuer
(i) Prior to the commencement of that period, the card issuer disclosed in writing to the consumer, in
Except for the initial report described in this paragraph (d)(3), a card issuer must submit its annual
(ii) If an issuer that previously qualified for the de minimis exception ceases to qualify, the card
If an agreement that previously qualified for the product testing exception ceases to qualify, the card
(iii) If as a result of the card issuer's review, an account is subject to, or continues to be subject
annual or other periodic fee that may be imposed for the issuance or availability of a credit or charge card
The information about the costs of the card described in this [application]/[solicitation] is accurate
Any card, key, plate, or other device that is used in order to obtain petroleum products for business
payment, such as a post office box, or the address of a branch or office at which payments on credit card
rather than on an automatic periodic basis (for example, a cardholder might check a box on the credit card
A card issuer provides benefits (such as rewards points or cash back on purchases or finance charges)
Charges imposed by person other than card issuer.
statement that consumers may obtain on the Web site information about shopping for and using credit card
treated as a “sale credit” under § 1026.8(a) in cases where a consumer uses a hybrid prepaid-credit card
On October 1, the card issuer provides a notice pursuant to § 1026.9(c) informing the consumer that
A card issuer is permitted, however, to establish a fixed maximum rate that does not permit the variable
purchase balance of $1,000 at a non-variable annual percentage rate of 12% and that, on March 16, the card