§ 1026.43 Minimum standards for transactions secured by a dwelling.
accordance with paragraph (f)(iv)(A) of this section, together with the consumer's monthly payments for all mortgage-related
- 1026 (Regulation Z)
Search for terms in the sections, interpretations, and appendices in the Bureau regulations we currently have online.
accordance with paragraph (f)(iv)(A) of this section, together with the consumer's monthly payments for all mortgage-related
H-28(F) Mortgage Loan Transaction Closing Disclosure - Spanish Language Model Form Description: This
Rules for certain mortgage disclosures.
If the reverse mortgage has a variable interest rate, is written for a term greater than one year, and
For example, assume consummation for a regular mortgage transaction is scheduled for Thursday, June 11
When an open-end account converts to a closed-end adjustable-rate mortgage, the § 1026.20(d) disclosure
Under § 1026.32(a)(1)(iii), the plan is a high-cost mortgage subject to the requirements and restrictions
appendix H to this part for the required format of such phrases, which is required for federally related mortgage
The amount required to be disclosed for mortgage insurance premiums pursuant to § 1026.37(c)(2)(
consummation to be applied to recurring charges for property taxes, homeowner's and similar insurance, mortgage
As required by § 1026.38(t)(3), the disclosures for any transaction that is a federally related mortgage
If a mortgage loan is acquired by a covered person and subsequently transferred to another covered person
files a statement of intention on June 1 identifying an intent to surrender the dwelling securing the mortgage
The loan is an adjustable-rate mortgage that adjusts monthly according to a specified index plus a margin
The non-standard mortgage is consummated on February 15, 2014, and the first monthly payment is due on
c) for creditors and assignees of covered transactions that satisfy the requirements of a qualified mortgage
Adjustable-rate mortgage with discount for three years.
the first regular periodic payment will be due for purposes of meeting the definition of qualified mortgage
ii), in accordance with the legal obligation, together with the consumer's monthly payments for all mortgage-related
See comment 36(e)(3)-3 for guidance in determining which step-rate mortgage has a lower interest rate
In that case, the transaction secured by the new dwelling is a residential mortgage transaction and is
In that case, the transaction secured by the new dwelling is a residential mortgage transaction and is
, assume that a consumer pays to the creditor a $3,000 origination fee and that the creditor pays a mortgage
creditor shall disclose the following statement, in writing, to a consumer who applies for a higher-priced mortgage
loan officer (labeled “Loan Officer” and “NMLS ID/License ID,” respectively) of the creditor and the mortgage