§ 1003.4 Compilation of reportable data.
Act of 1994, as implemented in Regulation Z, 12 CFR 1026.32, whether the covered loan is a high-cost mortgage
- 1003 (Regulation C)
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Appendix A to Part 1004 — Official Commentary on Regulation D
creditors from increasing payments or limits the amount of such increases with respect to both alternative mortgage
- 1004 (Regulation D)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Compensation to an individual loan originator that is based upon profits determined with reference to a mortgage-related
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
Calculation of mortgage insurance termination.
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Assume that a consumer applies for a mortgage loan on February 1st.
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Under § 1026.43(d)(1)(ii)(A), a “standard mortgage” must provide for regular periodic payments that
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
assuming all scheduled payments are made under the terms of the legal obligation in effect before the mortgage
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Assume that a creditor delivered a loan, which the creditor determined was a qualified mortgage at the
- 1026 (Regulation Z)
Comment for 1003.2 - Definitions
Under § 1003.2(d), a dwelling-secured loan is not a closed-end mortgage loan unless it involves
- 1003 (Regulation C)
Appendix A: Comment for 1004.3 Preemption of State Law
creditors from increasing payments or limits the amount of such increases with respect to both alternative mortgage
- 1004 (Regulation D)
§ 1024.7 Good faith estimate.
If a borrower requests changes to the federally related mortgage loan identified in the GFE that change
- 1024 (Regulation X)
Comment for 1024.38 - General servicing policies, procedures, and requirements.
Accurate and current information for owners or assignees of mortgage loans relating to loan modifications
- 1024 (Regulation X)
§ 1026.43 Minimum standards for transactions secured by a dwelling.
is set by 1.5 or more percentage points for a first-lien covered transaction, other than a qualified mortgage
- 1026 (Regulation Z)
Appendix A to Part 1008 - Examples of Mortgage Loan Originator Activities
Taking a residential mortgage loan application within the meaning of § 1008.103(c)(1) means receipt
- 1008 (Regulation H)
Comment for 1026.15 - Right of Rescission
When the creditor holds a mortgage or deed of trust on the consumer's principal dwelling and that mortgage
- 1026 (Regulation Z)
Comment for 1026.17 - General Disclosure Requirements
For example, a consumer and a bank agree to a mortgage with an interest rate of 15% and level payments
- 1026 (Regulation Z)
Comment for 1026.20 Disclosure Requirements Regarding Post-Consummation Events
However, a residential mortgage transaction with the elements described in § 1026.20(b) is an assumption
- 1026 (Regulation Z)
Comment for 1026.32 - Requirements for High-Cost Mortgages
For example, assume a manufactured home retailer takes a residential mortgage loan application and is
- 1026 (Regulation Z)
Comment for 1024.38 - General servicing policies, procedures, and requirements.
servicer's operations, including, for example, the volume and aggregate unpaid principal balance of mortgage
- 1024 (Regulation X)
Comment for 1003.2 - Definitions
A closed-end mortgage loan or an open-end line of credit may be used for multiple purposes.
- 1003 (Regulation C)
Comment for 1003.2 - Definitions
A closed-end mortgage loan or an open-end line of credit may be used for multiple purposes.
- 1003 (Regulation C)
Comment for 1003.5 - Disclosure and Reporting
The following language is suggested but is not required: Home Mortgage Disclosure Act Notice The HMDA
- 1003 (Regulation C)
Comment for 1003.5 - Disclosure and Reporting
The following language is suggested but is not required: Home Mortgage Disclosure Act Notice The HMDA
- 1003 (Regulation C)
§ 1024.20 List of homeownership counseling organizations.
homeownership counseling organizations provided under this section may be combined and provided with other mortgage
- 1024 (Regulation X)
§ 1024.33 Mortgage servicing transfers.
(i) The following transfers are not assignments, sales, or transfers of mortgage loan servicing for purposes
- 1024 (Regulation X)