Search regulations

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

The maximum proceeds available to the consumer under the loan; or

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

The maximum loan amount of $229,251 as of June 1, 2016;

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

The maximum loan amount of $229,219 as of March 1, 2019.

• • 1026 (Regulation Z)

Appendix K to Part 1026 — Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions

(b) Instructions and equations for the total annual loan cost rate —

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

Section 1026.36(d)(1) does not prohibit compensating a loan originator differently on different transactions

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

Construction phase of a construction-to-permanent loan.

• • 1026 (Regulation Z)

§ 1024.17 Escrow accounts.

(iii) Short year statement upon loan payoff.

• • 1024 (Regulation X)

§ 1024.31 Definitions.

Hazard insurance means insurance on the property securing a mortgage loan that protects the property

• • 1024 (Regulation X)

§ 1016.5 Annual privacy notice to customers required.

(iv) In the case of mortgage or vehicle loan brokering services, your customer has obtained a loan through

• • 1016 (Regulation P)

§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).

” a statement of whether the legal obligation permits the creditor to demand early repayment of the loan

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

decisions on whether a consumer qualifies for an extension of credit and communicate decisions to a loan

• • 1026 (Regulation Z)

Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure)

Under § 1026.38(e)(3)(i), the “Loan Estimate” amount for “Closing Costs Subtotal Paid Before Closing

• • 1026 (Regulation Z)

Comment for 1003.3 - Exempt Institutions and Excluded and Partially Exempt Transactions

A closed-end mortgage loan or an open-end line of credit to a corporation, if the funds from the loan

• • 1003 (Regulation C)

Comment for 1041.3 - Scope of Coverage; Exclusions; Exemptions

A loan agreement provides that the consumer must authorize the lender or service provider to debit the

• • 1041 (Payday Lending Rule)

Comment for 1041.5 - Ability-to-Repay Determination Required

For a covered short-term loan, § 1041.5(b)(2) requires the lender to reasonably conclude that, based

• • 1041 (Payday Lending Rule)

§ 1024.34 Timely escrow payments and treatment of escrow account balances.

in an escrow account that is within the servicer's control to an escrow account for a new mortgage loan

• • 1024 (Regulation X)

Comment for 1024.36 - Requests for Information

name or number of the trust or pool and the Federal National Mortgage Association or the Federal Home Loan

• • 1024 (Regulation X)

Comment for 1024.41 - Loss Mitigation Procedures

available to a borrower are those options offered by an owner or assignee of the borrower's mortgage loan

• • 1024 (Regulation X)

§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).

(iii) The disclosure of a loan feature under paragraph (a)(10)(ii) of this section shall precede the

• • 1026 (Regulation Z)

§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).

(f) Closing cost details; loan costs.

• • 1026 (Regulation Z)

§ 1008.103 Individuals required to be licensed by states.

(1) An individual “takes a residential mortgage loan application” if the individual receives a residential

• • 1008 (Regulation H)

Comment for 1041.5 - Ability-to-Repay Determination Required

Assume that in connection with a covered short-term loan, a consumer would owe on a particular date $25

• • 1041 (Payday Lending Rule)

Comment for 1041.10 - Furnishing Information to Registered Information Systems

Section 1041.10(a) requires that, for each covered short-term loan and covered longer-term balloon loan

• • 1041 (Payday Lending Rule)

Comment for 1026.32 - Requirements for High-Cost Mortgages

Prior to January 10, 2014, a mortgage loan was covered by § 1026.32 if the total points and fees

• • 1026 (Regulation Z)

Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages

1026.34(a)(3) applies where an extension of credit subject to § 1026.32 is refinanced into another loan

• • 1026 (Regulation Z)