Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
To calculate the non-standard mortgage payment that must be compared to the standard mortgage payment
- 1026 (Regulation Z)
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To calculate the non-standard mortgage payment that must be compared to the standard mortgage payment
(B) That compensation is paid by a mortgage broker, as defined in § 1026.36(a)(2), to a loan originator
(B) That compensation is paid by a mortgage broker, as defined in § 1026.36(a)(2), to a loan originator
The provisions of this paragraph (d) apply to the refinancing of a non-standard mortgage into a standard
(i) The creditor for the standard mortgage is the current holder of the existing non-standard mortgage
(ii) The creditor has considered whether the standard mortgage likely will prevent a default by the consumer
(i) The balloon-payment qualified mortgage is sold, assigned, or otherwise transferred to another person
(1) A residential mortgage transaction.
(e) Mortgage loans - early disclosures
(1) A residential mortgage transaction.
(2) A “mortgage loan” means:
A residential mortgage transaction.
22(a)(4) Mortgage Loans
Private mortgage insurance premiums.
(2) Qualified mortgage defined - general.
Amount of credit extended under a reverse mortgage.
(1) The name and Nationwide Mortgage Licensing System and Registry identification number (NMLSR ID) (
Consumer payments to mortgage brokers.
Under § 1026.43(f)(2)(i), if a balloon-payment qualified mortgage under § 1026.43(f)(1) is
Within one year of having extended a high-cost mortgage, a creditor shall not refinance any high-cost
Prepaid mortgage insurance premiums.
A credit union services 4,000 mortgage loans, all of which it originated or owns.
period in which a servicer must provide a periodic statement or coupon book for the first time after a mortgage
The consumer's bankruptcy plan provides that the consumer will surrender the dwelling securing the mortgage
(2) Mortgage broker.