§ 1026.51 Ability to Pay.
A card issuer complies with paragraph (a)(2)(i) of this section if it estimates required minimum periodic
- 1026 (Regulation Z)
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§ 1026.55 Limitations on increasing annual percentage rates, fees, and charges.
(i) The annual percentage rate varies according to an index that is not under the card issuer's control
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§ 1026.60 Credit and charge card applications and solicitations.
application, or material accompanying it, indicates that it can be used to open a credit or charge card
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§ 1026.61 Hybrid prepaid-credit cards.
application to open a covered separate credit feature that could be accessible by the hybrid prepaid-credit card
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Comment for 1026.4 - Finance Charge
may limit the discount to payment by cash and not offer it for payment by check or by use of a debit card
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Comment for 1026.12 - Special Credit Card Provisions
The request or application may be oral (in response to a telephone solicitation by a card issuer, for
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Comment for 1026.52 - Limitations on Fees
Accordingly, consistent with § 1026.52(b)(1)(ii)(A), the card issuer imposes a $25 late payment
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Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
If § 1026.55(b) and § 1026.9(b), (c), or (g) permit a card issuer to apply an increased annual
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Comment for 1026.58 - Internet Posting of Credit Card Agreements
Section 1026.58(c)(3) requires that if an agreement previously submitted to the Bureau is amended, the card
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
unavailable funds in the asset feature of the prepaid account at the time a transaction is initiated, the card
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
A card issuer generally may increase an annual percentage rate or a fee or charge required to be disclosed
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Comment for 1026.52 - Limitations on Fees
Same facts as paragraphs A and B above except the card issuer reasonably estimates that - based on past
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§ 1026.5 General disclosure requirements.
(i) Certain disclosures for credit and charge card applications and solicitations must be provided in
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§ 1026.5 General disclosure requirements.
(vi) Certain disclosures accompanying checks that access a credit card account must be provided in a
- 1026 (Regulation Z)
§ 1026.55 Limitations on increasing annual percentage rates, fees, and charges.
This section continues to apply to a balance on a credit card account under an open-end (not home-secured
- 1026 (Regulation Z)
§ 1026.57 Reporting and marketing rules for college student open-end credit.
(vi) The total number of credit card accounts opened pursuant to any such agreement that were open at
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§ 1026.59 Reevaluation of rate increases.
A card issuer must have reasonable written policies and procedures in place to conduct the review described
- 1026 (Regulation Z)
§ 1026.59 Reevaluation of rate increases.
The requirements of this section do not apply to accounts that the card issuer has charged off in accordance
- 1026 (Regulation Z)
Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges
The following are examples of circumstances in which a card issuer is promoting a waiver or rebate for
- 1026 (Regulation Z)
Comment for 1026.61 - Hybrid Prepaid-Credit Cards
Under § 1026.61(a)(5)(iii)(D)(2), any accountholder on either the prepaid account or the credit card
- 1026 (Regulation Z)
§ 1026.13 Billing error resolution.
feature and an asset feature of a prepaid account where both are accessible by a hybrid prepaid-credit card
- 1026 (Regulation Z)
Comment for 1026.4 - Finance Charge
Consistent with comment 4(a)–4, any transaction charge imposed on a cardholder by a card issuer on a
- 1026 (Regulation Z)
Comment for 1026.5 - General Disclosure Requirements
Therefore, disclosures made by a person other than the card issuer, such as disclosures of finance charges
- 1026 (Regulation Z)
Comment for 1026.7 - Periodic Statement
A card issuer that imposes a range of late payment fees or rates on a credit card account under an open-end
- 1026 (Regulation Z)
Comment for 1026.10 - Payments
A card issuer changes the mailing address for receiving payments by mail from a five-digit postal zip
- 1026 (Regulation Z)