Comment for 1024.38 - General servicing policies, procedures, and requirements.
A report of the data fields relating to a borrower's mortgage loan account created by the servicer's
- 1024 (Regulation X)
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Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
Compensation based on terms of an individual loan originator's transactions.
- 1026 (Regulation Z)
Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate)
Some loan products, such as “payment option” loans, permit the borrower to make payments that are insufficient
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Although a credit report may be used to verify current obligations, it will not reflect a simultaneous loan
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
Balloon payments often result when the periodic payment would fully repay the loan amount only if made
- 1026 (Regulation Z)
Comment for 1003.2 - Definitions
A home purchase loan includes both a combined construction/permanent loan or line of credit, and the
- 1003 (Regulation C)
Comment for 1003.4 - Compilation of Reportable Data
Section 1003.4(a)(4) requires a financial institution to report whether an application or covered loan
- 1003 (Regulation C)
Comment for 1003.4 - Compilation of Reportable Data
records that the requirement is not applicable if the institution originated or purchased a covered loan
- 1003 (Regulation C)
Comment for 1024.36 - Requests for Information
Information that relates to the servicing of mortgage loans other than a borrower's mortgage loan, including
- 1024 (Regulation X)
§ 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure).
(i) Under the subheading “Loan Estimate,” the estimated cash to close on the Loan Estimate together with
- 1026 (Regulation Z)
Comment for 1026.8 - Identifying Transactions on Periodic Statements
identifies a nonsale transaction by describing the type of advance it represents, such as cash advance, loan
- 1026 (Regulation Z)
Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling
The loan amount, which is the outstanding principal balance as of March 1, 2016, assuming all scheduled
- 1026 (Regulation Z)
Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling
If any compensation paid to an individual loan originator under § 1026.36(d)(1)(iv) consists of
- 1026 (Regulation Z)
Comment for 1003.4 - Compilation of Reportable Data
contrast, for purposes of § 1003.4(a), a purchase does not include a temporary transfer of a covered loan
- 1003 (Regulation C)
§ 1024.37 Force-placed insurance.
insurance” means hazard insurance obtained by a servicer on behalf of the owner or assignee of a mortgage loan
- 1024 (Regulation X)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
(A) The compensation paid to an individual loan originator pursuant to this paragraph (d)(1)(iv) is not
- 1026 (Regulation Z)
§ 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling.
(2) No person who knows or has reason to know of the consumer-paid compensation to the loan originator
- 1026 (Regulation Z)
§ 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate).
regular periodic payment amounts occur that are not caused by changes to the interest rate during the loan
- 1026 (Regulation Z)
§ 1026.41 Periodic statements for residential mortgage loans.
(A) Any consumer on the mortgage loan is a debtor in bankruptcy under title 11 of the United States Code
- 1026 (Regulation Z)
Appendix A to Part 1008 - Examples of Mortgage Loan Originator Activities
Providing general explanations or descriptions in response to consumer queries, such as explaining loan
- 1008 (Regulation H)
Comment for 1026.60 - Credit and Charge Card Applications and Solicitations
A consumer applies in person for a car loan at a financial institution and the loan officer invites the
- 1026 (Regulation Z)
Comment for 1026.46 - Special Disclosure Requirements for Private Education Loans
creditor generally will not know before an application is received whether the consumer intends to use the loan
- 1026 (Regulation Z)
Comment for 1026.47 - Content of Disclosures
of the example, the creditor should assume that the fee is determined as a percentage of the total loan
- 1026 (Regulation Z)
Comment for 1026.47 - Content of Disclosures
The example must include an estimate of the total cost of the loan for each in-school deferral option
- 1026 (Regulation Z)
Comment for 1026.48 - Limitations on Private Education Loans
If the creditor reduces the loan amount based on information that the student's cost of attendance has
- 1026 (Regulation Z)