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§ 1024.34 Timely escrow payments and treatment of escrow account balances.

If the terms of a mortgage loan require the borrower to make payments to the servicer of the mortgage

• • 1024 (Regulation X)

§ 1026.34 Prohibited acts or practices in connection with high-cost mortgages.

A late payment charge may be imposed in connection with a high-cost mortgage only if the payment is not

• • 1026 (Regulation Z)

Appendix H to Part 1026 — Closed-End Model Forms and Clauses

H-25(B) Mortgage Loan Transaction Closing Disclosure - Fixed Rate Loan Sample Description: This is a

• • 1026 (Regulation Z)

Comment for 1026.15 - Right of Rescission

Residential mortgage transaction.

• • 1026 (Regulation Z)

Comment for 1026.39 - Mortgage Transfer Disclosures

For example, an investor that acquires mortgage-backed securities, pass-through certificates, or participation

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

Assume a step-rate mortgage with an interest rate fixed at 6.5 percent for the first two years of the

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

under § 1026.43(e)(4)(iii), § 1026.43(e)(4) provides an alternative definition of qualified mortgage

• • 1026 (Regulation Z)

§ 1024.2 Definitions.

(1) Origination of a federally related mortgage loan (including, but not limited to, the taking of loan

• • 1024 (Regulation X)

§ 1024.8 Use of HUD-1 or HUD-1A settlement statements.

transactions for purposes of calculating the average charge as all transactions involving federally related mortgage

• • 1024 (Regulation X)

§ 1024.31 Definitions.

Loss mitigation option means an alternative to foreclosure offered by the owner or assignee of a mortgage

• • 1024 (Regulation X)

Comment for 1002.2 - Definitions

The term “open-end credit” does not include negotiated advances under an open-end real estate mortgage

• • 1002 (Regulation B)

Comment for 1024.39 - Early Intervention Requirements for Certain Borrowers

Assume a mortgage loan obligation with a monthly billing cycle and monthly payments of $2,000 representing

• • 1024 (Regulation X)

§ 1024.30 Scope.

Except as provided in paragraphs (b) and (c) of this section, this subpart applies to any mortgage loan

• • 1024 (Regulation X)

§ 1026.32 Requirements for high-cost mortgages.

In addition to other disclosures required by this part, in a mortgage subject to this section, the creditor

• • 1026 (Regulation Z)

§ 1026.35 Requirements for higher-priced mortgage loans.

(1) Escrow accounts established for first-lien higher-priced mortgage loans for which applications were

• • 1026 (Regulation Z)

§ 1026.39 Mortgage transfer disclosures.

section, a covered person is not subject to the requirements of this section with respect to a particular mortgage

• • 1026 (Regulation Z)

§ 1026.40 Requirements for home equity plans.

(4) For reverse mortgage transactions that are subject to § 1026.33, terminate a plan and demand

• • 1026 (Regulation Z)

Comment for 1026.4 - Finance Charge

This rule applies to charges paid by consumers to a mortgage broker in connection with a consumer credit

• • 1026 (Regulation Z)

Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling

employees, agents, and contractors of a creditor as well as employees, agents, and contractors of a mortgage

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

a short time after consummation or, for an adjustable-rate, interest-only, or negative-amortization mortgage

• • 1026 (Regulation Z)

§ 1003.2 Definitions.

creditworthiness of the applicant that the financial institution ordinarily attaches to a traditional home mortgage

• • 1003 (Regulation C)

§ 1004.4 Requirements for alternative mortgage transactions.

section prohibits a creditor from decreasing the interest rate or finance charge on an alternative mortgage

• • 1004 (Regulation D)

Comment for 1026.3 - Exempt Transactions

Relationship to partial exemption for certain federally related mortgage loans.

• • 1026 (Regulation Z)

§ 1003.4 Compilation of reportable data.

developed by a securitizer, Federal government insurer, or Federal government guarantor of closed-end mortgage

• • 1003 (Regulation C)

Comment for 1003.4 - Compilation of Reportable Data

under § 1003.3(d), § 1003.4(a)(34) requires a financial institution to report the Nationwide Mortgage

• • 1003 (Regulation C)