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§ 1024.14 Prohibition against kickbacks and unearned fees.

brokerage capacity, and has no applicability to any fee arrangements between real estate brokers and mortgage

• • 1024 (Regulation X)

§ 1026.34 Prohibited acts or practices in connection with high-cost mortgages.

taking into account at least one of the following: The ratio of total current obligations, including any mortgage-related

• • 1026 (Regulation Z)

Comment for 1026.4 - Finance Charge

A fee charged by a mortgage broker is excluded from the finance charge if it is the type of fee that

• • 1026 (Regulation Z)

Comment for 1026.32 - Requirements for High-Cost Mortgages

Method of paying private mortgage insurance premiums.

• • 1026 (Regulation Z)

§ 1024.7 Good faith estimate.

(3) The mortgage broker is not required to provide the applicant with a GFE if, before the end of the

• • 1024 (Regulation X)

§ 1024.35 Error resolution procedures.

to apply an accepted payment to principal, interest, escrow, or other charges under the terms of the mortgage

• • 1024 (Regulation X)

§ 1026.33 Requirements for reverse mortgages.

(1) A mortgage, deed of trust, or equivalent consensual security interest securing one or more advances

• • 1026 (Regulation Z)

§ 1026.41 Periodic statements for residential mortgage loans.

ceases to qualify for an exemption pursuant to paragraph (e)(5)(i) of this section with respect to a mortgage

• • 1026 (Regulation Z)

§ 1007.101 Authority, purpose, and scope.

subsidiaries (collectively referred to in this part as savings associations), and their employees who act as mortgage

• • 1007 (Regulation G)

Comment for 1026.32 - Requirements for High-Cost Mortgages

Under § 1026.32(b)(1)(i)(C)(1), private mortgage insurance premiums payable after consummation are

• • 1026 (Regulation Z)

Comment for 1026.39 - Mortgage Transfer Disclosures

Mortgage transactions covered.

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

must be based on the fully indexed rate as of the date of the written application for the standard mortgage

• • 1026 (Regulation Z)

Comment for Appendix H - Closed-End Forms and Clauses

4(G) illustrates the interest rate and payment summary table required under § 1026.18(s) for a mortgage

• • 1026 (Regulation Z)

Comment for Appendix H - Closed-End Forms and Clauses

Model H-4(J) illustrates the balloon payment disclosure required by § 1026.18(s)(5) for a mortgage

• • 1026 (Regulation Z)

Appendix Q to Part 1026 — Standards for Determining Monthly Debt and Income

If a government entity subsidizes the mortgage payments either through direct payments or tax rebates

• • 1026 (Regulation Z)

Appendix Q to Part 1026 — Standards for Determining Monthly Debt and Income

Either type of subsidy may be added to gross income, or used directly to offset the mortgage payment,

• • 1026 (Regulation Z)

§ 1004.2 Definitions.

(2) A lender approved by the Secretary of Housing and Urban Development for participation in any mortgage

• • 1004 (Regulation D)

§ 1003.3 Exempt institutions and excluded and partially exempt transactions.

(1) A closed-end mortgage loan or open-end line of credit originated or purchased by a financial institution

• • 1003 (Regulation C)

§ 1004.4 Requirements for alternative mortgage transactions.

(1) If an alternative mortgage transaction is subject to 12 CFR 226.32, the creditor must comply with

• • 1004 (Regulation D)

Comment for 1003.2 - Definitions

A new open-end line of credit that satisfies and replaces an existing closed-end mortgage loan is a refinancing

• • 1003 (Regulation C)

Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans

The creditor and its affiliates do not maintain an escrow account for any mortgage transaction being

• • 1026 (Regulation Z)

Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling

Section 1026.43(b)(8) defines mortgage-related obligations to include special assessments imposed by

• • 1026 (Regulation Z)

§ 1010.109 Title to the property and land use.

(i) Explain the effect of any release provisions of any blanket encumbrance, mortgage or lien and include

• • 1010 (Regulation J)

§ 1016.3 Definitions.

(ii) The Federal Agricultural Mortgage Corporation or any entity chartered and operating under the Farm

• • 1016 (Regulation P)

§ 1016.3 Definitions.

(B) The Federal Agricultural Mortgage Corporation or any entity chartered and operating under the Farm

• • 1016 (Regulation P)