Comment for 1026.13 - Billing Error Resolution
Credit under a covered separate credit feature accessible by a hybrid prepaid-credit card.
- 1026 (Regulation Z)
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Credit under a covered separate credit feature accessible by a hybrid prepaid-credit card.
Same facts as above except that on January 1 the card issuer offered the 5% rate on purchases beginning
Assume that a consumer opens a prepaid account accessed by a prepaid card on January 1 of year one and
A card issuer that imposes any annual or other periodic fee to renew a credit or charge card account
transaction fee on an asset feature of the prepaid account for purchases when a hybrid prepaid-credit card
A consumer opens a new credit card account under an open-end (not home-secured) consumer credit plan
Same facts as paragraphs A and B above except the card issuer reasonably estimates that - based on past
Same facts as paragraphs A and B above except the card issuer reasonably estimates that - based on past
(A) Charge card accounts that require payment of outstanding balances in full at the end of each billing
Except as provided in paragraph (d)(2) of this section, a card issuer must review either:
(i) Home-equity plans accessible by a credit or charge card that are subject to the requirements of §
(3) Prepaid card can access credit extended through a negative balance on the asset feature of the prepaid
A card issuer may authorize an agent to handle matters in accordance with the requirements of this rule
Costs associated with processing returned payments and reconciling the card issuer's systems and accounts
A card issuer must disclose the balance on a deceased consumer's account, upon request by the administrator
feature and an asset feature on a prepaid account that are both accessible by a hybrid prepaid-credit card
Same facts as above except that on September 1, 2012 the card issuer increases the rate applicable to
For credit card accounts under an open-end (not home-secured) consumer credit plan, card issuers must
Except as provided in paragraph (b) of this section, a card issuer must not increase an annual percentage
A card issuer may increase an annual percentage rate or a fee or charge required to be disclosed under
memorandum of understanding in effect at any time during the period covered by the report between the card
1026.52(b)(1)(i), costs associated with obtaining the affirmative consent of consumers to the card
If § 1026.55(b)(4)(ii) requires a card issuer to reduce an annual percentage rate, fee, or charge
Under § 1026.56(d)(1)(ii), if a card issuer seeks to obtain consent from the consumer orally or
Any credit card agreement previously submitted to the Bureau that was amended since the last business